“Banks will fee you to death. If you bounce a check, the bank has a policy to re-post the check three more times to see if it will be paid. If it continues to bounce they charge a USD30 overdraft every time. So, one bounced check will rack up USD90 for the bank.”

“Can't make your payments? No problem. The interest charges keep on coming. In fact, banks prefer it that way. More money for them. The government guarantees it.”

“I always thought the point of life was something richer than that. Something full of great tragedy or comedy, reversal of fortune, ecstasy, that kind of thing. But no, contemporary urban theorists seem satisfied with the merely livable, which always sounds to me like the merely survivable, the not so bad.”

“It was Dell who came out with their build-on-demand process, where they are able to keep a zero balance inventory. That means they don't purchase parts until an order is received. That is a way to greatly reduced overhead, since you don't need to warehouse parts or overstock parts you may not end up using.”

“Livability has always struck me as a consolation prize.”

“People get into debt head over heels because banks make it so easy to do so. Then the banks come along and act like these people who can't or won't pay their bills are the dregs of society.”

“Technology requires knowledge and expertise more than it requires money.”

“Technology ventures can succeed with very little investment, unlike many other industries. A lot of the big Internet players like Google or Yahoo were started by a couple of guys with computers. Microsoft was started in Bill Gates' garage.”

“The debate analysis in the media is rampant with contest analogies of war, baseball, boxing, football; you name it. Any testosterone contest imaginable is fair game.”

“Why do I have an issue with banks? They have their greedy fingers in everyone's money. No other industry has the power to deduct a bill or fees directly from your own bank account without so much as a notice.”

“Writing fiction is the 'job' I try to keep at the center of things. The movie stuff has been a wonderful accident, though not entirely bizarre, either, as I have done some work in film before, and even directed a ridiculous, cable-access feature back in my 20s.”

“You can't know what the future holds, though you might conjecture on it, and if you're psychic, you might venture a guess.”

“You can't know what you don't know. You can't know about things you have yet to discover.”