TWO days after the Indian party at Andalusia, the excursion which Mrs. Kip had called a "boat-drive" came off. Horace Chase was still absent; he had telegraphed to his wife that he could not return before the last of the week. As all the preparations had been made, the excursion was not postponed on his account. Nor was there any reason why it should be. It was not given in honor of his wife, especially; Ruth, after sixteen months of marriage, could hardly be called a bride. In addition, the little winter colony had learned that an hour or two of their leisurely pleasure-making was about as much as this man of affairs could enjoy (some persons said "could endure"); after that his face was apt to betray a vague boredom, although it was evident that (with his usual careful politeness) he was trying to conceal it.

Walter Willoughby, meanwhile, was making the best of an annoying situation. He had lost the chance of being introduced to David Patterson, and with it the opportunity of learning something definite, at last, about Chase's Californian interests, and this seemed to him a great misfortune. But there was no use in moaning over it; the course to follow was not still further to lose the five days of Chase's absence in sulking, but to employ them in the only profitable way that was left open (small profit, but better than nothing)—namely, in cementing still further a friendly feeling between himself and Chase's wife, that butterfly young wife who had been the cause of so many of his disappointments. "Every little helps, I suppose," he said to himself, philosophically. "And as the thing she likes best, apparently, is to go and keep going, why, I'll take her own pace and outrace her—the little gad-about!" For, to Walter's eyes, Ruth appeared very young; mentally unformed as yet, child-like. His adjective "little" could, in truth, only be applied to her in this sense, for in actual inches Mrs. Chase was almost as tall as he was. Walter was of medium height, robust and compact. He had a well-shaped, well-poised head, which joined his strong neck behind with no hollow and scarcely a curve. His thick, dark hair was kept very short; but, with his full temples and facial outlines, this curt fashion became him well. He was not called handsome, though his features were clearly cut and firm. His gray eyes were ordinarily rather cold. But when he was animated—and he was usually very animated—young Willoughby looked full of life. He was fond of pleasure, fond of amusement. But this did not prevent his possessing, underneath the surface, a resolute will, which he could enforce against himself as well as against others. He intended to enjoy life. And as, according to his idea, there could be no lasting enjoyment without freedom from the pinch of anxiety about material things, he also intended to get money—first of all to get money. "For a few years, while one is young, to have small means doesn't so much matter," he had told himself. "But when one reaches middle age, or passes it, then, if one has children, care inevitably steps in. There are anxieties, of course, which cannot be prevented. But this particular one can be—with a certain amount of energy, and also of resolute self-control in the beginning. The 'have-a-good-time-while-you-are-young' policy doesn't compensate for having a bad time when you are old, in my opinion. And it's care that makes one old!"

Horace Chase had left St. Augustine on Monday. The next evening, at Mrs. Kip's impromptu ball in the gymnasium, the junior partner of Willoughby, Chase, & Company devoted his time to Mrs. Chase with much skill. His attentions remained unobtrusive; he did not dance with her often. The latter, indeed, would not have been possible in any case; for Mrs. Chase was surrounded, from first to last, by all that St. Augustine could offer. Graceful as she was in all her movements, Ruth's dancing was particularly charming. And it was also striking; for, sinuous, lithe, soon excited, she danced because she loved it, danced with unconscious abandon. That night, her slender figure in the white ball dress, that floated backward in the rapid motion, her happy face with the starry eyes and beautiful color coming and going—this made a picture which those who were present remembered long. At ten o'clock she had begun to dance; at two, when many persons were taking leave, she was still on the floor; with her circle of admirers, it was now Mrs. Chase who was keeping up the ball. Her mother, who was staying with her during her husband's absence, had accompanied her to Andalusia. But there was no need to ask whether Mrs. Franklin was tired; Mrs. Franklin was never tired in scenes of gayety; she was as well entertained as her daughter. Walter had danced but twice with Mrs. Chase during the four hours. But always between her dances he had been on hand. If she had a fancy for spending a few moments on the veranda, he had her white cloak ready; if she wished for an ice, it appeared by magic; if there was any one she did not care to dance with, she could always say that she was engaged to Mr. Willoughby. It was in this way, in fact, that Mr. Willoughby had obtained his two dances. The last dance, however, was all his own. It was three o'clock; even the most good-natured chaperons had collected their charges, and the music had ceased. "How sorry I am! I do so long for just one waltz more," said Ruth.

She spoke to her mother, but Walter overheard the words. He went across to the musicians (in reality he bribed them); then returning, he said: "I've arranged it, Mrs. Chase. You are to have that one waltz more." A few of the young people, tempted by the revived strains, threw aside their wraps and joined them, but practically they had the floor to themselves. Walter was an expert dancer, skilful and strong; he bore his partner down the long room, guiding her so securely that she was not obliged to think of their course; she could leave that entirely to him, and give herself up to the enjoyment of the motion. As they returned towards the music for the third time, she supposed that he would stop. But he did not; he swept her down again, and in shorter circles that made her, light as she was on her feet, a little giddy. "Isn't this enough?" she asked. But apparently he did not hear her. The floor began to spin. "Please stop," she murmured, her eyes half closing from the increasing dizziness. But her partner kept on until he felt that she was faltering; then, with a final bewildering whirl, he deposited her safely on a bench, and stood beside her, laughing a little.

There was no one near them; Mrs. Franklin, Mrs. Kip, and the few who still remained, were at the other end of the room. Ruth, after a moment, began to laugh also, while she pressed her hands over her eyes to help herself see more clearly. "What possessed you?" she said. "Another instant and I should certainly have fallen; I couldn't see a thing!"

"No, you wouldn't have fallen, Mrs. Chase; I could have held you up under any circumstances. But I wanted to make you for once acknowledge that we are not all so lethargic as you constantly accuse us of being."

"Accuse?" said Ruth, surprised. She was still panting.

"Yes, you accuse the whole world; you do nothing but accuse. You are never preoccupied yourself, and so preoccupation in others seems to you stupidity. You are never tired; so the rest of us strike you as owlish and lazy."

"Oh, but I'm often lazy myself," protested Ruth.

"Precisely. No doubt when you go in for being lazy at all, you carry it further than any poor, dull, reasonable man would ever dream of doing," Walter went on. "I dare say you are capable of lying motionless on a sofa, with a novel, for ten hours at a stretch!"

"Ten hours? That's nothing. Ten days," answered Ruth. "I have spent ten days at L'Hommedieu in that way many a time; Maud Muriel used to call it 'lucid stupor.'"

"Lucid?" said Walter, doubtfully. "Do you think you can walk?" he went on, as her mirth still continued. "Because the music really has stopped this time, and I see your mother's eyes turning this way. Your laughs are perfectly beautiful, of course. But do they leave you your walking powers?"

The musicians, seeing them rise, began suddenly to play again (for his bribe had been a generous one), and he took her back to her mother in a rapid deux temps.

"Splendid! I like dancing better than anything else in the world," Ruth declared.

"I thought it was sailing? However, whatever it is, please make use of me often, Mrs. Chase. When I've nothing to do I become terribly low-spirited: for my uncles are bent upon marrying me!"

"Have they selected any special person?" inquired Mrs. Franklin, laughing, as he helped her to put on her cloak.

"I think they have their eye on a widow, a widow of thirty-seven with a fortune," answered Walter, with exaggerated gloom.

"Will she have you?"

"Never in the world!" Walter declared; "that's just it! Why, therefore, should my uncles force me forward—such a tender flower as I am—to certain defeat? It is on that account that I have run away. I have come to hide in Florida—under your protection, Mrs. Chase."

The meeting-place for the water-party the next day was St. Francis Barracks—the long, brown structure with pointed gables and deep shady verandas, which stood on the site of an old Spanish monastery, at the south end of the sea-wall. The troops stationed at St. Francis that winter belonged to the First Artillery; to-day the colonel and his family, the captain and his wife, and the two handsome lieutenants took part in the excursion; there were fifty people in all, and many yachts, from the big Seminole down to the little Shearwater. Walter had The Owl and the Pussycat, and with him embarked Mrs. Franklin with her two daughters, Miss Franklin and Mrs. Chase; Mrs. Lilian Kip; and Commodore Etheridge. At two o'clock the little fleet sped gayly down the Matanzas.

"Matanzas, Sebastian, St. Augustine," said Walter; "these names are all in character. It's an awful misfortune for your husband's budding summer resort in the North Carolina mountains, Mrs. Chase, that its name happens to be Asheville, after that stupid custom of tacking the French 'ville' to some man's name; (for I take it that Ashe is a name, and not cinders). In this case, the first settlers were more than usually asinine; for they had the beautiful Indian 'Swannanoa' ready to their hands."

"Oh, but first settlers have no love for Indian names," commented Dolly. "How can they have? The Indians and the great forest—these are their enemies. To me there is something touching in our Higgsvilles and Slatervilles. I see the first log cabins in the little clearing; then a short, stump-bedecked street; then two or three streets and a court-house. The Higgs or the Slater was their best man, their leader, the one they looked up to. In North Carolina alone there are one hundred and ten towns or villages with names ending in 'ville.'"

"North Carolina? Oh yes, I dare say!" remarked Etheridge.

"And two hundred and forty-one in New York," added Dolly.

"Well, we make up for it in other ways," said Mrs. Franklin. "If the men name the towns, the women name the children; I have known mothers to produce simply from their own imaginations such titles as Merilla, and Idelusia, for their daughters. I once knew a girl who had even been baptized Damask Rose."

"What did they call her for short?" inquired Walter.

"Oh, Mr. Willoughby!" said Lilian Kip, shocked.

"Damask's mother was trying to solace herself with names, I fancy," Mrs. Franklin went on, "because by the terms of her husband's will (she was a widow), she forfeited all she had if she married again."

"How outrageous?" exclaimed Mrs. Kip, bristling into vehemence. "If a woman has been a good wife to one man, is that any reason why she should be denied the privilege of being a good wife to another?"

"Privilege?" repeated Dolly.

"Surely there is no greater one," said Mrs. Kip, with a sigh. "Love is so beautiful! And it is such a benefit! The more one loves, the better, I think. And the more persons one loves, the more sweet and generous one's nature becomes. If any one has been bereaved, I am always so glad to hear that they are in love again. Even if the love is unreturned" (here she gave a little swallow), "I still think it in itself the greatest blessing we have; and the most improving."

After a friendly race towards the south, the fleet turned and came back; the company disembarked and walked across the narrow breadth of Anastasia Island to the ocean beach, where, at the Spanish light-house, the collation was to be served later in the day. The old beacon stood, at high tide, almost in the water; for, in two hundred years, the ocean had encroached largely upon the shore. Its square stone tower, which had been topped in the Spanish days with an iron grating and a bonfire, now displayed a revolving light, which flashed and then faded, flashed and faded, signalling out to sea the harbor of St. Augustine. Under the tower stood a coquina house for the keeper, and the whole was fortified, having a defensive wall, with angles and loop-holes. Nothing could have been more beautiful than the soft sapphire tint of the ocean, whose long rollers, coming smoothly in, broke with a musical wash upon the broad white beach which, firm as a pavement, stretched towards the south in long curves. Not a ship was in sight. Overhead sailed an eagle. "Oh, why did we land so soon?" said Ruth, regretfully. "We might have stayed out two hours longer. For we are not to have the supper—or is it the dinner?—at any rate, it's chowder—until sunset."

"We can go out again, if you like," said Walter.

Here Etheridge came up. The implacably clear light which comes from a broad expanse of sea was revealing every minute line in Mrs. Franklin's delicate face. "How wrinkled she looks!" was his self-congratulatory thought. "Even fifteen years ago she was finished—done!" Then he added, aloud: "I think I'll accompany you, if you are going out again. The afternoon promises to be endlessly long here, with nothing to do but gawp for sea-beans, or squawk poetry!" This strenuous description of some of the amusements already in progress on the beach showed that, in the commodore's plans, something had gone wrong.

"Are you really going, commodore?" asked Mrs. Franklin. "Then I'll put Ruth in your charge."

"Put me in it, too," said Dolly. "I should much rather sail than sit here."

"Oh no, Dolly. You never can take that walk to the landing a second time so soon," said the mother.

And so it proved. Dolly started. But, after a few steps, she had to give it up. "I should think you would like to go, His Grand?" she suggested.

"I can't. I have promised to see to the chowder," answered Mrs. Franklin. "Sailing and sea-beans and poetry are all very well. But I have noticed that every one grows gloomy when the chowder is bad!"

Etheridge, Ruth, and Walter Willoughby, therefore, recrossed the island and embarked. The commodore took the helm.

"What boat is that ahead of us?" asked Walter. "Some of our people? Has any one else deserted the sea-beans?"

"I dare say," replied Etheridge, carelessly.

The commodore could manage a boat extremely well; the Owl and the Pussycat flew after that sail ahead, in a line as straight as a plummet.

"Why, it's Mrs. Kip," said Ruth, as they drew nearer. She had recognized the gypsy hat in the other boat.

"Yes, with Albert Tillotson," added Walter.

"What, that donkey?" inquired Etheridge, with well-feigned surprise (and an anger that required no feigning). "He can no more manage a boat than I can manage a comet! Poor Mrs. Kip is in actual danger of her life. The idea of that Tom Noddy of a Tillotson daring to take her out! I must run this boat up alongside, Mr. Willoughby, and get on board immediately. Common humanity requires it."

"The commodore's common humanity is uncommonly like jealousy," said Walter to Ruth when the Owl had dropped behind again after this manoeuvre had been successfully executed. "He is a clever old fellow! Of course he knew she was out, and he came with us on purpose. We'll keep near them, Mrs. Chase, and watch their faces; it will be as good as a play."

To his surprise, Ruth, who was generally so ready to laugh, did not pay heed to this. "I am glad he has gone," she said; "for now we need not talk—just sail and sail! Let us go over so far—straight down towards the south." Her eyes had a dreamy expression which was new to him.

"What next!" thought her companion. He glanced furtively at his watch. "I can keep on for half an hour more, I suppose."

But when, at the end of that time, he put about, Ruth, who had scarcely spoken, straightened herself (she had been lying back indolently, with one hand behind her head), and watched the turning prow with regret. "Must we go back so soon? Why?"

"To look for sea-beans," answered Walter. "Are you aware, Mrs. Chase, of the awful significance of that New England phrase of condemnation, 'You don't know beans'? It will be said that I don't know if I take you any farther. For the tide will soon turn, and the wind is already against us."

But his tasks were not yet at an end; another idea soon took possession of his companion's imagination.

"How wild Anastasia looks from here! I have never landed at this point. Can't we land now, just for a few moments? It would be such fun."

"Won't it be more than fun, Mrs. Horace? A wild-goose—? Forgive the pun."

On Anastasia there are ancient trails running north and south. Ruth, discovering one of these paths, followed it inland. "I wish we could meet something, I wish we could have an adventure!" she said. "There are bears over here; and there are alligators too at the pools. Perhaps this trail leads to a pool?" The surmise was correct; the path soon brought them within sight of a dark-looking pond, partly covered with lily leaves. Ruth, who was first (for the old Indian trail was so narrow that they could not walk side by side), turned back suddenly. "There really is an alligator," she whispered. "He is half in and half out of the water. I am going to run round through the thicket, so as to have a nearer view of him." And hurrying with noiseless steps along the trail, she turned into the forest.

He followed. "Don't be foolhardy," he urged. For she seemed to him so fearless that there was no telling what she might do.

But when they reached the opposite side of the pool no alligator was visible, and Ruth, seating herself in the loop of a vine, which formed a natural swing, laughed her merriest.

"You are an excellent actress," he said. "I really believed that you had seen the creature."

"And if I had? They don't attack people; they are great cowards."

"I have an admirable air of being more timid than she is!" he thought, annoyed.

They returned towards the shore along a low ridge. On their way he saw something cross this ridge about thirty feet ahead of them—a slender dark line. He ran forward and looked down (for the ridge was four feet high).

"Come quickly!" he called back to Ruth. "Your alligator was a base invention. But here is something real. He is hardly more than an infant," he continued, his eyes still fixed on the lower slope. "But he is of the blood royal, I can tell by the shape of his neck. I'll get a long branch, Mrs. Chase, and then, as you like adventures, you can see him strike." Where they stood, they were safe, for the snake (it was a young rattlesnake) would not come up the ascent; when he moved, he would glide the other way into the thicket. Hastily cutting a long wand from a bush, he gave it to her. "Touch him," he directed; "on the body, not on the head. Then you will see him coil!" He himself kept his eyes meanwhile on the snake; he did not look at her. But the wand did not descend. "Make haste," he urged, "or he will be off!"

The wand came down slowly, paused, and then touched the reptile, who instantly coiled himself, reared his flat head, and struck at it with his fangs exposed. Walter, excited and interested, waited to see him strike again. But there was no opportunity, for the wand itself was dropping. He turned. Ruth, her face covered with her hands, was shuddering convulsively.

"The snake has gone," he said, reassuringly; "he went off like a shot into the thicket, he is a quarter of a mile away by this time." For he was alarmed by the violence of the tremor that had taken possession of her.

In spite of her tremor, she began to run; she hurried like a wild creature along the ridge until she came to a broad open space of white sand, over which no dark object could approach unseen; here she sank down, sobbing aloud.

He was at his wits' end. Why should a girl, who apparently had no fear of bears or alligators, be frightened out of her senses by one small snake?

"Supposing she should faint—that Dolly is always fainting! What on earth could I do?" he thought.

Ruth, however, did not faint. But she sobbed and sobbed as if she could not stop.

"It's just like her laughing," thought Walter, in despair. "Dear Mrs. Chase," he said aloud, "I am distracted to see how I have made you suffer. These Florida snakes do very little harm, unless one happens to step on them unawares. I did not imagine, I did not dream, that the mere sight—But that makes no difference; I shall never forgive myself; never!"

Ruth looked up, catching her breath. "It was so dreadful!" she murmured, brokenly. "Did you see its—its mouth?" She was so white that even her lips were colorless; her blue eyes were dilated strangely.

He grew more and more alarmed. Apparently she saw it, for she tried to control herself; and, after two or three minutes, she succeeded. "You must not mind if I happen to look rather pale," she said, timidly. "I am sometimes very pale for a moment or two. And then I get dreadfully red in the same way. Dolly often speaks of it. But it doesn't mean anything. I can go now," she added, still timidly.

"She thinks I am vexed," he said to himself, surprised. He was not vexed; on the contrary, in her pallor and this new shyness she was more interesting to him than she had ever been before. As he knew that they ought to be on their way back, he accepted her offer to start, in spite of her white cheeks. But her steps were so weak, and she still trembled so convulsively, that he drew her hand through his arm and held it. Giving her in this way all the help he could, he took her towards the shore, choosing a route through open spaces, so that there should be no vision of any gliding thing in the underbrush near by. When they were off again, crossing the Matanzas on a long tack, she was still very pallid. "I haven't been clever," he thought. "At present she is unnerved by fright. But by to-morrow it will be anger, and she will say that it was my fault." While thinking of this, he talked on various subjects. But it was a monologue; for a long time Ruth made no answer. Then suddenly the color came rushing back to her cheeks. "Please don't tell—don't tell any one how dreadfully frightened I was," she pleaded.

"I never tell anything; I have no talent for narrative," he answered, much relieved to see the returning red. "But I am dreadfully cut up and wretched about that fright I was stupid enough to give you. I wish I could make you forget it, Mrs. Chase; forget it forever."

"On the contrary, I am afraid I shall remember it forever," Ruth answered. Then she added, still timidly, "But you were so kind—It won't be all unpleasant."

"What a school-girl it is!" thought Walter. "And above all things, what a creature of extremes! She must lead Horace Chase a life! However, she is certainly seductively lovely."