any plans have been suggested for getting rich quickly, and some of these are so plausible and alluring that multitudes have been induced to invest in them the savings which had been accumulated by hard labor and severe economy. It is needless to say that, except in the case of a few stool-pigeons, who were allowed to make large profits so that their success might deceive others and lead them into the net, all these projects have led to disaster or ruin. It is a curious fact, however, that some of those who invested in such "get-rich-quickly" schemes were probably fully aware of their fraudulent character and went into the speculation with their eyes open in the hope that they might be allowed to become the stool-pigeons, and in this way come out of the enterprise with a large balance on the right side. No regret can be felt when a bird of this kind gets plucked.

But by the following simple method every one may become his own promoter and in a short time accumulate a respectable fortune. It would seem that almost any one could save one cent for the first day of the month, two cents for the second, four for the third, and so on. Now if you will do this for thirty days we will guarantee you the possession of quite a nice little fortune. See how easy it is to become a millionaire on paper, and by the way, it is only on paper that such schemes ever succeed.

If, however, you should have any doubt in regard to your ability to lay aside the required amount each day, perhaps you can induce some prosperous and avaricious employer to accept the following tempting proposition:

Offer to work for him for a year, provided he pays you one cent for the first week, two cents for the second, four for the third, and so on to the end of the term. Surely your services would increase in value in a corresponding ratio, and many business men would gladly accept your terms. We ourselves have had such a proposition accepted over and over again; the only difficulty was that when we insisted upon security for the last instalment of our wages, our would-be employers could never come to time. And we would strongly urge upon our readers that if they ever make such a bargain, they get full security for the last payment for they will find that when it becomes due there will not be money enough in the whole world to satisfy the claim.

The entire amount of all the money in circulation among all the nations of the world (not the wealth) is estimated at somewhat less than $15,000,000,000, and the last payment would amount to fifteen hundred times that immense sum.

The French have a proverb that "it is the first step that costs" (c'est le premier pas qui coute) but in this case it is the last step that costs and it costs with a vengeance.

While on this subject let me suggest to my readers to figure up the amount of which they will be possessed if they will begin at fifteen years of age and save ten cents per week for sixty years, depositing the money in a savings bank as often as it reaches the amount required for a deposit, and adding the interest every six months. Most persons will be surprised at the result.