Jacob, in the midst of those pleasant activities necessitated by his change of fortunes, found time to write a letter. He wrote it with great care and after many revisions, and not until after it was dispatched did he realise with how much anxiety he awaited the reply.

The reply came by return of post. It was dated from the late Mr. Bultiwell’s house, a few miles farther down the line than Marlingden.

Jacob read the letter as he sat out amongst his roses, with the engine of his motor-car purring in the street, waiting to take him to town. For a few moments all the joy of his new prosperity seemed to slip away from him. The perfume of his cherished flowers lost its sweetness; the pleasant view of spreading meadows, with their background of dim blue hills, faded from before his eyes. He remembered the girl’s face as he had first seen and afterwards dreamed of it, the eyes shining with kindliness, the proud lips smiling encouragement, her tone purposely softened, leading him on to talk about himself, his pleasant hobbies, his dawning ambitions. And then again he thought of her as she must have looked when she sat down to write that letter, amidst the discomfort of a dismantled home, embittered and saddened by the sordid approach of ignominious poverty. He shivered a little and looked up as Dauncey approached.

“I almost wish,” he declared, “that I had bought that old swindler’s business. It wouldn’t have cost me a tenth part of what I am worth.”

“Has the girl been unkind?” his friend asked.

Jacob showed him the letter.

“She’s not generous,” was Dauncey’s comment, as he returned it.

“She’s loyal, at any rate,” Jacob replied.

Dauncey’s face suddenly softened. His wife was leaning over the gate waving her hand. His eyes watched her retreating figure until she disappeared.

“Somehow or other,” he ventured a little hesitatingly, as he turned back to Jacob, “I can’t help thinking that the tone of that letter isn’t altogether womanly. She must know the truth about her father’s position. It doesn’t seem fair to blame you for your perfectly reasonable attitude.”

“Why, even you thought I was hard at the time,” Jacob reminded him.

“You were hard but you were just, and your offer to the young lady and her mother should certainly have evoked some feeling of gratitude. I don’t like a woman to be too independent.”

“You’ve never seen her,” Jacob groaned.

“Not to speak to, but I’ve seen her once or twice on the platform with her father. She is very good-looking, of course,” Dauncey continued hesitatingly, “although she always reminded me of one of the conventional pictures of the birth or purse-proud young women which adorn the illustrated papers.”

“You’ve never seen her smile,” Jacob said gloomily, as he rose to his feet. “However, she may get more reasonable after the first shock has passed away.... Time we started for the City, eh, Dick?”

They motored through the old-fashioned villages and along the quiet country lanes, towards where the wide-flung arms of the great city crept out like tentacles of hideous brick and mortar, to gather in her children. This morning ride was to both of them a never-ending source of delight. Jacob especially had the air of a schoolboy when he remembered the punctual train, his punctual appearance at the dingy warehouse in Bermondsey Street, his inevitable sallying forth, half-an-hour later, with a list of names in his pocket, a few samples of leather in his bag, and the stock phrases of the market packed into his head by the never-satisfied Mr. Smith.

“A free man, Dick,” he observed, taking his cigar from his mouth and drawing a long breath of content. “A free man at thirty-four years of age. It’s wonderful!”

“If it only lasts!” Dauncey muttered, with a touch of his old pessimism.

“You can cut that out, old fellow,” Jacob insisted firmly. “I gave Pedlar a cheque for thirty-eight thousand pounds yesterday, and that left me fifty-five thousand of the original hundred thousand. Since then I have received bonds to the registered par value of four hundred thousand pounds, which are being sold to-day in New York at eight times their par value. Then there was a quarterly dividend cheque yesterday for nine thousand pounds. You’ll admit the money’s there.”

“Can’t deny facts,” Dauncey agreed, with returning cheerfulness.

“As regards your personal position,” Jacob went on, “I made my will yesterday and I left you five hundred a year.”

“Jacob!”

Jacob patted his friend on the shoulder.

“I’ve only told you this, old chap,” he went on, “because I want you to lift up your head when you walk, remember that you owe nobody anything, and that, whatever measure of bad luck you may have, you are outside all risk of financial trouble for the rest of your life. It’s a wonderful feeling, that, Dick. Half the men you meet in life admit that they have their fits of depression, their dark days, their anxieties. If you analyse these, you will find that nearly every one of them is financial. The man who is free from all financial cares for himself and his family should walk about with a song on his lips the whole of the day. You and I are in that position, Dick, and don’t let us forget it.”

Dauncey drew in a deep breath of realisation, and his face for a moment glowed.

“Jacob,” he confided, “I don’t feel that I could ever be unhappy again. I have what I always dreamed of—Nora and the kids and freedom from anxiety. But you—where will life lead you, I wonder? I have reached the summit of my ambitions. I’m giddy with the pleasure of it. But you—it would be horrible if you, with all your money, were to miss happiness.”

Jacob smiled confidently.

“My dear Dick,” he said, “I am happy—not because I have twelve suits of clothes coming home from Savile Row to-day, not because of this Rolls-Royce car, my little flat at the Milan Court, my cottage at Marlingden, with Harris there for gardener now, and Mrs. Harris with not a worry in the world except how to make me comfortable. I am happy not because of all these things, but because you and I together are going to test life. I have the master key to the locked chambers. I am ready for adventures.”

“I have about as much imagination as an owl,” Dauncey sighed.

Jacob’s eyes were fixed upon the haze which hung over the city.

“When I speak of adventures,” he went on, “I do not mean the adventures of romance. I mean rather the adventures of the pavement. Human beings interest me, Dick. I like to see them come and go, study their purposes, analyse their motives, help them if they deserve help, stand in their way if they seek evil. These are the day-by-day adventures possible to the man who is free from care, and who mixes without hindrance with his fellows.”

“I begin to understand,” Dauncey admitted, “but I still don’t quite see by what means you are sure of coming into touch with interesting people.”

Jacob knocked the ash from his cigar.

“Dick,” he said, with a twinkle in his eyes, “you are a very superficial student of humanity. A story such as mine attracts the imagination of the public. Every greedy adventurer in the world believes that the person who has acquired wealth without individual effort is an easy prey. I expect to derive a certain amount of amusement from those who read of my good fortune and seek to profit by it. That is why I had no objection to telling my story to the reporters, why I let them take my photograph, why I gave them all the information they wanted about the payment of my creditors in full and my sudden wealth. All that we need now is the little West End office which I am going to take within the next few days, and a brass plate upon the door. The fly will then sit still and await the marauding spiders.”

Dauncey smiled with all the enthusiasm of his new-found sense of humour.

“Five hundred a year,” he murmured, “to be henchman to a bluebottle!”