Even if Brett should live to be a distinguished financier himself—which is not likely—he will never forget that midnight conference on board the Sappho. He had supposed that famous men—unless they were dead statesmen—thought only of themselves, and how they might best and most easily increase their own power and wealth. He had believed with the rest of the smaller Wall Street interests that the present difficulties were the result of a private feud. Instead of this he now saw that the supposed quarrellers had forgotten their differences, and were in the closest kind of an alliance to save the situation. He discovered that until prices had fallen fifty points neither of them had been in the market to any significant extent; and that, to avert the appalling calamities which seemed imminent, both were ready if necessary to impoverish themselves or to take unusual risks of so doing. He learned the real causes of the panic, so far as these were not hidden from Merriman and Waters themselves, and when at last the two men decided what should be attempted, to what strategic points they should send re-enforcements, and just what assistance they should ask the Secretary of the Treasury to furnish, Brett felt that he had seen history in the making.

Waters left the Sappho at one in the morning, and Brett was for going, too, but Merriman laid a hand on the young man's shoulder and asked him to remain for a few moments.

"Now, my son," he said, "you see how the panic has affected some of the so-called big interests. It may be that Waters and I can't do very much. But it will be good for you to remember that we tried; it will make you perhaps see others in a more tolerant light. But for purposes of conversation you will, of course, forget that you have been here. Now, as to your own affairs—"

Mr. Merriman looked old and tired, but very indulgent and kind.

"Knowing what I know now," said Brett, "I would rather take my chances with the other little fools who have made so much trouble for you and Mr. Waters. If your schemes work out I'll be saved in spite of myself; and if they don't—well, I hope I've learned not to be so great a fool again."

"In every honest young man," said Merriman, "there is something of the early Christian—he is very noble and very silly. Write your name and telephone number on that sheet of paper. At least, you won't refuse orders from me in the morning. Waters and I will have to use many brokers to-morrow, of whom I hope you will consent to be one."

Brett hung his head in pleasure and shame. Then he looked Mr. Merriman in the face with a bright smile.

"If you've got to help some private individual, Mr. Merriman, I'd rather you didn't make it me; I'd rather you made it old man Callender. If he goes under now he'll never get to the top again."

"Not Samuel B. Callender?" said Merriman, with a note of surprise and very real interest in his voice. "Is he in trouble? I didn't know. Why, that will never do—a fine old fighting character like that—and besides … why, wouldn't you have thought that he would have come to me himself or that at least he would have confided in my son Jim?"

Brett winced.

Merriman wrote something upon a card and handed it to Brett.

"Can you see that he gets that?" he asked.

"Yes, sir," said Brett.

"Tell him, then, to present it at my office the first thing in the morning. It will get him straight to me. I can't stand idle and see the father of the girl my boy is going to marry ruined."

"I didn't know—" said Brett. He was very white, and his lips trembled in spite of his best efforts to control them. "I congratulate you, sir. She is very lovely," he added.

Mr. Merriman regarded the miserable young man quizzically.

"But," he said, "Mr. Callender has three daughters."

"Oh, no," said Brett dismally, "there is only the one."

"My boy," said Mr. Merriman, "I am afraid that you are an incorrigible plunger—at stocks, at romance, and at conclusions. I don't know if I am going to comfort you or give you pain, but the girl my son is going to marry is Mary Callender."

The color returned to Brett's cheek and the sparkle to his eyes. He grasped Mr. Merriman by both hands, and in a confidential voice he said:

"Mr. Merriman, there is no such person."

THE McTAVISH

I

By the look of her she might have been a queen, or a princess, or at the very least a duchess. But she was no one of these. She was only a commoner—a plain miss, though very far from plain. Which is extraordinary when you consider that the blood of the Bruce flowed with exceeding liveliness in her veins, together with the blood of many another valiant Scot—Randolph, Douglas, Campbell—who bled with Bruce or for him.

With the fact that she was not at the very least a duchess, most of her temporal troubles came to an abrupt end. When she tired of her castle at Beem-Tay she could hop into her motor-car and fly down the Great North Road to her castle at Brig O'Dread. This was a fifty-mile run, and from any part of the road she could see land that belonged to her—forest, farm, and moor. If the air at Beem-Tay was too formal, or the keep at Brig O'Dread too gloomy, she could put up at any of her half-dozen shooting lodges, built in wild, inaccessible, wild-fowly places, and shake the dust of the world from her feet, and tread, just under heaven, upon the heather.

But mixed up with all this fine estate was one other temporal trouble. For, over and above the expenses of keeping the castles on a good footing, and the shooting lodges clean and attractive, and the motor-car full of petrol, and the horses full of oats, and the lawns empty of weeds, and the glass houses full of fruit, she had no money whatsoever. She could not sell any of her land because it was entailed—that is, it really belonged to somebody who didn't exist; she couldn't sell her diamonds, for the same reason; and she could not rent any of her shootings, because her ancestors had not done so. I honestly believe that a sixpence of real money looked big to her.

Her first name was the same as that of the Lady of the Lake—Ellen. Her last name was McTavish—if she had been a man she would have been The McTavish (and many people did call her that)—and her middle names were like the sands of the sea in number, and sounded like bugles blowing a charge—Campbell and Cameron, Dundee and Douglas. She had a family tartan—heather brown, with Lincoln green tit-tat-toe crisscrosses—and she had learned how to walk from a thousand years of strong-walking ancestors. She had her eyes from the deepest part of a deep moorland loch, her cheeks from the briar rose, some of the notes of her voice from the upland plover, and some from the lark. And her laugh was like an echo of the sounds that the River Tay makes when it goes among the shallows.

One day she was sitting all by herself in the Seventh Drawing Room (forty feet by twenty-four) of Brig O'Dread Castle, looking from a fourteen-foot-deep window embrasure, upon the brig itself, the river rushing under it, and the clean, flowery town upon both banks. From most of her houses she could see nothing but her own possessions, but from Brig O'Dread Castle, standing, as it did, in one corner of her estates, she could see past her entrance gate, with its flowery, embattled lodge, a little into the outside world. There were tourists whirling by in automobiles along the Great North Road, or parties of Scotch gypsies, with their dark faces and ear-rings, with their wagons and folded tents, passing from one good poaching neighborhood to the next. Sometimes it amused her to see tourists turned from her gates by the proud porter who lived in the lodge; and on the present occasion, when an automobile stopped in front of the gate and the chauffeur hopped out and rang the bell, she was prepared to be mildly amused once more in the same way.

The proud porter emerged like a conquering hero from the lodge, the pleated kilt of the McTavish tartan swinging against his great thighs, his knees bare and glowing in the sun, and the jaunty Highland bonnet low upon the side of his head. He approached the gate and began to parley, but not with the chauffeur; a more important person (if possible) had descended from the car—a person of unguessable age, owing to automobile goggles, dressed in a London-made shooting suit of tweed, and a cap to match. The parley ended, the stranger appeared to place something in the proud porter's hand; and the latter swung upon his heel and strode up the driveway to the castle. Meanwhile the stranger remained without the gate.

Presently word came to The McTavish, in the Seventh Drawing Room, that an American gentleman named McTavish, who had come all the way from America for the purpose, desired to read the inscriptions upon the McTavish tombstones in the chapel of Brig O'Dread Castle. The porter, who brought this word himself, being a privileged character, looked very wistful when he had delivered it—as much as to say that the frightful itching of his palm had not been as yet wholly assuaged. The McTavish smiled.

"Bring the gentleman to the Great Tower door, McDougall," she said, "and—I will show him about, myself."

The proud porter's face fell. His snow-white mustachios took on a fuller droop.

"McDougall," said The McTavish—and this time she laughed aloud—"if the gentleman from America crosses my hand with silver, it shall be yours."

"More like"—and McDougall became gloomier still—"more like he will cross it with gold." (Only he said this in a kind of dialect that was delightful to hear, difficult to understand, and would be insulting to the reader to reproduce in print.)

"If it's gold," said The McTavish sharply, "I'll not part wi' it,
McDougall, and you may lay to that."

You might have thought that McDougall had been brought up in the Black Hole of Calcutta—so sad he looked, and so hurt, so softly he left the room, so loudly he closed the door.

The McTavish burst into laughter, and promised herself, not without some compunction, to hand over the gold to McDougall, if any should materialize. Next she flew to her dressing-room and made herself look as much like a gentlewoman's housekeeper as she could in the few minutes at her disposal. Then she danced through a long, dark passageway, and whisked down a narrow winding stair, and stood at last in the door of the Great Tower in the sunlight. And when she heard the stranger's feet upon the gravel she composed her face; and when he appeared round the corner of a clipped yew she rattled the keys at her belt and bustled on her feet, as becomes a housekeeper, and bobbed a courtesy.

The stranger McTavish was no more than thirty. He had brown eyes, and wore upon his face a steady, enigmatic smile.