Let me begin at the beginning. The boat had been two days out of Southampton before the fog cleared away. On the afternoon of the third day, Warburton curled up in his steamer-chair and lazily viewed the blue October seas as they met and merged with the blue October skies. I do not recollect the popular novel of that summer, but at any rate it lay flapping at the side of his chair, forgotten. It never entered my hero's mind that some poor devil of an author had sweated and labored with infinite pains over every line, and paragraph, and page-labored with all the care and love his heart and mind were capable of, to produce this finished child of fancy; or that this same author, even at this very moment, might be seated on the veranda of his beautiful summer villa, figuring out royalties on the backs of stray envelopes. No, he never thought of these things.

What with the wind and the soft, ceaseless jar of the throbbing engines, half a dream hovered above his head, and touched him with a gentle, insistent caress. If you had passed by him this afternoon, and had been anything of a mathematician who could straighten out geometrical angles, you would have come close to his height had you stopped at five feet nine. Indeed, had you clipped off the heels of his low shoes, you would have been exact. But all your nice calculations would not have solved his weight. He was slender, but he was hard and compact. These hard, slender fellows sometimes weigh more than your men of greater bulk. He tipped the scales at one hundred sixty-two, and he looked twenty pounds less. He was twenty-eight; a casual glance at him, and you would have been willing to wager that the joy of casting his first vote was yet to be his.

The princess commands that I describe in detail the charms of this Army Adonis. Far be it that I should disobey so august a command, being, as I am, the prime minister in this her principality of Domestic Felicity. Her brother has never ceased to be among the first in her dear regard. He possessed the merriest black eyes: his mother's eyes, as I, a boy, remember them. No matter how immobile his features might be, these eyes of his were ever ready for laughter. His nose was clean-cut and shapely. A phrenologist would have said that his head did not lack the bump of caution; but I know better. At present he wore a beard; so this is as large an inventory of his personal attractions as I am able to give. When he shaves off his beard, I shall be pleased to add further particulars. I often marvel that the women did not turn his head. They were always sending him notes and invitations and cutting dances for him. Perhaps his devil-may-care air had something to do with the enchantment. I have yet to see his equal as a horseman. He would have made it interesting for that pair of milk-whites which our old friend, Ulysses (or was it Diomedes?) had such ado about.

Every man has some vice or other, even if it is only being good. Warburton had perhaps two: poker and tobacco. He would get out of bed at any hour if some congenial spirit knocked at the door and whispered that a little game was in progress, and that his money was needed to keep it going. I dare say that you know all about these little games. But what would you? What is a man to do in a country where you may buy a whole village for ten dollars? Warburton seldom drank, and, like the author of this precious volume, only special vintages.

At this particular moment this hero of mine was going over the monotony of the old days in Arizona, the sand-deserts, the unlovely landscapes, the dull routine, the indifferent skirmishes with cattle-men and Indians; the pagan bullet which had plowed through his leg. And now it was all over; he had surrendered his straps; he was a private citizen, with an income sufficient for his needs. It will go a long way, forty-five hundred a year, if one does not attempt to cover the distance in a five-thousand motor-car; and he hated all locomotion that was not horse-flesh.

For nine months he had been wandering over Europe, if not happy, at least in a satisfied frame of mind. Four of these months had been delightfully passed in Paris; and, as his nomad excursions had invariably terminated in that queen of cities, I make Paris the starting point of his somewhat remarkable adventures. Besides, it was in Paris that he first saw Her. And now, here he was at last, homeward-bound. That phrase had a mighty pleasant sound; it was to the ear what honey is to the tongue. Still, he might yet have been in Paris but for one thing: She was on board this very boat.

Suddenly his eyes opened full wide, bright with eagerness.

"It is She!" he murmured. He closed his eyes again, the hypocrite!

Permit me to introduce you to my heroine. Mind you, she is not my creation; only Heaven may produce her like, and but once. She is well worth turning around to gaze at. Indeed I know more than one fine gentleman who forgot the time of day, the important engagement, or the trend of his thought, when she passed by.

She was coming forward, leaning against the wind and inclining to the uncertain roll of the ship. A gray raincoat fitted snugly the youthful rounded figure. Her hands were plunged into the pockets. You may be sure that Mr. Robert noted through his half-closed eyelids these inconsequent details. A tourist hat sat jauntily on the fine light brown hair, that color which has no appropriate metaphor. (At least, I have never found one, and I am not in love with her and never was.) Warburton has described to me her eyes, so I am positive that they were as heavenly blue as a rajah's sapphire. Her height is of no moment. What man ever troubled himself about the height of a woman, so long as he wasn't undersized himself? What pleased Warburton was the exquisite skin. He was always happy with his comparisons, and particularly when he likened her skin to the bloomy olive pallor of a young peach. The independent stride was distinguishingly American. Ah, the charm of these women who are my countrywomen! They come, they go, alone, unattended, courageous without being bold, self-reliant without being rude; inimitable. In what an amiable frame of mind Nature must have been on the day she cast these molds! But I proceed. The young woman's chin was tilted, and Warburton could tell by the dilated nostrils that she was breathing in the gale with all the joy of living, filling her healthy lungs with it as that rare daughter of the Cyprian Isle might have done as she sprang that morn from the jeweled Mediterranean spray, that beggar's brooch of Neptune's.

Warburton's heart hadn't thrilled so since the day when he first donned cadet gray. There was scarce any room for her to pass between his chair and the rail; and this knowledge filled the rascal with exultation. Nearer and nearer she came. He drew in his breath sharply as the corner of his foot-rest (aided by the sly wind) caught her raincoat.

"I beg your pardon!" he said, sitting up.

She quickly released her coat, smiled faintly, and passed on.

Sometimes the most lasting impressions are those which are printed most lightly on the memory. Mr. Robert says that he never will forget that first smile. And he didn't even know her name then.

I was about to engage your attention with a description of the villain, but on second thought I have decided that it would be rather unfair. For at that moment he was at a disadvantage. Nature was punishing him for a few shortcomings. The steward that night informed Warburton, in answer to his inquiries, that he, the villain, was dreadfully seasick, and was begging him, the steward, to scuttle the ship and have done with it. I have my doubts regarding this. Mr. Robert is inclined to flippancy at times. It wasn't seasickness; and after all is said and done, it is putting it harshly to call this man a villain. I recant. True villainy is always based upon selfishness. Remember this, my wise ones.

Warburton was somewhat subdued when he learned that the suffering gentleman was her father.

"What did you say the name was?" he asked innocently. Until now he hadn't had the courage to put the question to any one, or to prowl around the purser's books.

"Annesley; Colonel Annesley and daughter," answered the unsuspecting steward.

Warburton knew nothing then of the mental tragedy going on behind the colonel's state-room door. How should he have known? On the contrary, he believed that the father of such a girl must be a most knightly and courtly gentleman. He was, in all outward appearance. There had been a time, not long since, when he had been knightly and courtly in all things.

Surrounding every upright man there is a mire, and if he step not wisely, he is lost. There is no coming back; step by step he must go on and on, till he vanishes and a bubble rises over where he but lately stood. That he misstepped innocently does not matter; mire and evil have neither pity nor reason. To spend what is not ours and then to try to recover it, to hide the guilty step: this is futility. From the alpha men have made this step; to the omega they will make it, with the same unchanging futility. After all, it is money. Money is the root of all evil; let him laugh who will, in his heart of hearts he knows it.

Money! Have you never heard that siren call to you, call seductively from her ragged isle, where lurk the reefs of greed and selfishness? Money! What has this siren not to offer? Power, ease, glory, luxury; aye, I had almost said love! But, no; love is the gift of God, money is the invention of man: all the good, all the evil, in the heart of this great humanity.