WHEN Calvert rejoined his friend, he was full of the adventure of the morning—such a glorious discovery as he had made. What a wonderful old woman, and what charming girls! Milly, however, he owned, rather inclined to the contemptuous. “She was what you Cockneys call ‘sarcy,’ Loyd; but the sick girl was positively enchanting; so pretty, so gentle, and so confiding withal. By-the-way, you must make me three or four sketches of Nile scenery—a dull flat, with a palm-tree, group of camels in the fore, and a pyramid in the background; and I’ll get up the journal part, while you are doing the illustrations. I know nothing of Egypt beyond the overland route, though I have persuaded them I kept a house in Cairo, and advised them by all means to take Florence there for the winter.”

“But how could you practise such a deception in such a case, Calvert?” said Loyd, reproachfully.

“Just as naturally as you have ‘got up’ that grand tone of moral remonstrance. What an arrant humbug you are, Loyd. Why not keep all this fine indignation for Westminster, where it will pay?”

“Quiz away, if you like; but you will not prevent me saying that the case of a poor sick girl is not one for a foolish jest, or a—”

He stopped and grew very red, but the other continued:—

“Out with it, man. You were going to say, a falsehood. I’m not going to be vexed with you because you happen to have a rather crape-coloured temperament, and like turning things round till you find the dark side of them.” He paused for a few seconds and then went on: “If you had been in my place this morning, I know well enough what you’d have done. You’d have rung the changes over the uncertainty of life, and all its miseries and disappointments. You’d have frightened that poor delicate creature out of her wits, and driven her sister half distracted, to satisfy what you imagine to be your conscience, but which, I know far better, is nothing but a morbid love of excitement—an unhealthy passion for witnessing pain. Now, I left her actually looking better for my visit—she was cheered and gay, and asked when I’d come again, in a voice that betrayed a wish for my return.”

Loyd never liked being drawn into a discussion with his friend, seeing how profitless such encounters are in general, and how likely to embitter intercourse; so he merely took his hat and moved towards the door.

“Where are you going? Not to that odious task of photography, I hope?” cried Calvert.

“Yes,” said the other, smiling; “I am making a complete series of views of the lake, and some fine day or other I’ll make water-colour drawings from them.”

“How I hate all these fine intentions that only point to more work. Tell me of a plan for a holiday, some grand scheme for idleness, and I am with you; but to sit quietly down and say, ‘I’ll roll that stone up a hill next summer, or next autumn,’ that drives me mad.”

“Well, I’ll not drive you mad. I’ll say nothing about it,” said Loyd, with a good-natured smile.

“But won’t you make me these drawings, these jottings of my tour amongst the Pyramids?”

“Not for such an object as you want them to serve.”

“I suppose, when you come to practise at the bar, you’ll only defend innocence and protect virtue, eh? You’ll, of course, never take the brief of a knave, or try to get a villain off. With your principles, to do so would be the basest of all crimes.”

“I hope I’ll never do that deliberately which my conscience tells me I ought not to do.”

“All right. Conscience is always in one’s own keeping—a guest in the house, who is far too well bred to be disagreeable to the family. Oh, you arch hypocrite! how much worse you are than a reprobate like myself!”

“I’ll not dispute that.”

“More hypocrisy!”

“I mean that, without conceding the point, it’s a thesis I’ll not argue.”

“You ought to have been a Jesuit, Loyd. You’d have been a grand fellow in a long black soutane, with little buttons down to the feet, and a skull-cap on your head. I think I see some poor devil coming to you about a ‘cas de conscience,’ and going away sorely puzzled with your reply to him.”

“Don’t come to me with one of yours, Calvert, that’s all,” said Loyd, laughing, as he hurried off.

Like many men who have a strong spirit of banter in them, Calvert was vexed and mortified when his sarcasm did not wound. “If the stag will not run, there can be no pursuit,” and so was it that he now felt angry with Loyd, angry with himself. “I suppose these are the sort of fellows who get on in life. The world likes their quiet subserviency, and their sleek submissiveness. As for me, and the like of me, we are ‘not placed.’ Now for a line to my Cousin Sophy, to know who is the ‘Grainger’ who says she is so well acquainted with us all. Poor Sophy, it was a love affair once between us, and then it came to a quarrel, and out of that we fell into the deeper bitterness of what is called ‘a friendship.’ We never really hated each other till we came to that!”

“I think that ought to do,” said he, as he read over the letter; “and there’s no peril in it since her marriage is fixed for the end of the month. It is, after all, a cheap luxury to bid for the lot that will certainly be knocked down to another. She’s a nice girl, too, is Sophy, but, like all of us, with a temper of her own.

“I’d like to see her married to Loyd, they’d make each other perfectly miserable.”

With this charitable reflection to turn over in various ways, tracing all the consequences he could imagine might spring from it, he sauntered out for a walk beside the lake.

“This box has just come by the mail from Chiasso,” said his host, pointing to a small parcel, corded and sealed. “It is the box the signora yonder has been searching for these three weeks; it was broken when the diligence upset, and they tied it together as well as they could.”

The writing-desk was indeed that which Miss Grainger had lost on her Rhine journey, and was now about to reach her in a lamentable condition—one hinge torn off the lock strained, and the bottom split from one end to the other.

“I’ll take charge of it I shall go over to see her in a day or two, perhaps to-morrow;” and with this Calvert carried away the box to his own room.

As he was laying the desk on his table, the bottom gave way, and the contents fell about the room. They were a mass of papers and letters, and some parchments; and he proceeded to gather them up as best he might, cursing the misadventure, and very angry with himself for being involved in it. The letters were in little bundles, neatly tied, and docketed with the writers’ names. These he replaced in the box, having inverted it, and placing all, as nearly as he could, in due order, till he came to a thick papered document tied with red tape at the corner, and entitled Draft of Jacob Walter’s Will, with Remarks of Counsel “This we must look at,” said Calvert “What one can see at Doctors’ Commons for a shilling is no breach of confidence, even if seen for nothing;” and with this he opened the paper.

It was very brief, and set forth how the testator had never made, nor would make, any other will, that he was sound of mind, and hoped to die so. As to his fortune, it was something under thirty thousand pounds in Bank Stock, and he desired it should be divided equally between his daughters, the survivor of them to have the whole, or, in the event of each life lapsing before marriage, that the money should be divided amongst a number of charities that he specified.

“I particularly desire and beg,” wrote he, “that my girls be brought up by Adelaide Grainger, my late wife’s half-sister, who long has known the hardships of poverty, and the cares of a narrow subsistence, that they may learn in early life the necessity of thrift, and not habituate themselves to luxuries, which a reverse of fortune might take away from them. I wish, besides, that it should be generally believed their fortune was one thousand pounds each, so that they should not become a prey to fortune-hunters, nor the victims of adventurers, insomuch that my last request to each of my dear girls would be not to marry the man who would make inquiry into the amount of their means till twelve calendar months after such inquiry, that time being full short enough to study the character of one thus palpably worldly-minded and selfish.”

A few cautions as to the snares and pitfalls of the world followed, and the document finished with the testator’s name, and that of three witnesses in pencil, the words “if they consent,” being added in ink, after them.

“Twice fifteen make thirty—thirty thousand pounds—a very neat sum for a great many things, and yielding, even in its dormant state, about fifteen hundred a year. What can one do for that? Live, certainly—live pleasantly, jovially, if a man were a bachelor. At Paris, for instance, with one’s pleasant little entresol in the Rue Neuve, or the Rue Faubourg St HonorÉ, and his club, and his saddle-horses, with even ordinary luck at billiards, he could make the two ends meet very satisfactorily. Then, Baden always pays its way, and the sea-side places also do, for the world is an excellent world to the fellow who travels with his courier, and only begs to be plucked a little by the fingers that wear large diamonds.

“But all these enchantments vanish when it becomes a question of a wife. A wife means regular habits and respectability. The two most costly things I know of. Your scampish single-handed valet, who is out all day on his own affairs, and only turns up at all at some noted time in your habits, is not one tenth as dear as that old creature with the powdered head and the poultice of cravat round his neck, who only bows when the dinner is served, and grows apoplectic if he draws a cork.

“It’s the same in everything! Your house must be taken, not because it is convenient or that you like it, but because your wife can put a pretentious address on her card. It must be something to which you can tag Berkeley Square, or Belgravia. In a word, a wife is a mistake, and, what is worse, a mistake out of which there is no issue.”

Thus reasoning and reflecting—now, speculating on what he should feel—now, imagining what “the world” would say—he again sat down, and once more read Over Mr. Walter’s last will and testament.