CONTENTS.

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CHAPTER FIRST. Frances meets the Spectacle Man
CHAPTER SECOND. A Certain Person
CHAPTER THIRD. Gladys
CHAPTER FOURTH. They look at a Flat
CHAPTER FIFTH. Some New Acquaintances
CHAPTER SIXTH. An Informal Affair
CHAPTER SEVENTH. A Portrait
CHAPTER EIGHTH. The Story of the Bridge
CHAPTER NINTH. Finding a Moral
CHAPTER TENTH. The Portrait Again
CHAPTER ELEVENTH. Mrs. Marvin is perplexed
CHAPTER TWELFTH. At Christmas Time
CHAPTER THIRTEENTH. One Sunday Afternoon
CHAPTER FOURTEENTH. Three of a Name
CHAPTER FIFTEENTH. A Confidence
CHAPTER SIXTEENTH. Hard Times
CHAPTER SEVENTEENTH. At the Loan Exhibit
CHAPTER EIGHTEENTH. The March Number of The Young People's Journal
CHAPTER NINETEENTH. Surprises
CHAPTER TWENTIETH. Caroline's Story
CHAPTER TWENTY-FIRST. Overheard by Peterkin
CHAPTER TWENTY-SECOND. The Little Girl in the Golden Doorway
CHAPTER TWENTY-THIRD. "The Ducks and the Geese they All swim over"

                                                                                                                                                                                                                                                                                                           

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