One of the most marked characteristics of India is [pg 019] its poverty. The people, as a whole, have always been extremely poor. There has been some wealth in the land; but it has not been evenly distributed. While a few nabobs have enjoyed immense treasures, the people, as a whole, have grovelled in the lowest depth of penury and want. There is better distribution of wealth today than ever before; and yet the poverty of the masses continues to be a serious feature of the land. “Its finance lies at the base of every difficulty connected with our Indian Empire,” is the remark of Sir Charles Dilke. And at the base of the finance difficulty lies the poverty of the people. It is a well known and lamentable fact that one-fifth of the population, say sixty millions, are insufficiently fed even in ordinary years of prosperity. They are the ever ready prey of the first drought, distress or famine that may happen. It is a not uncommon experience of the ryot (or farmer) to retire at night upon an empty stomach. The average income of the common labourer in India is between four and five rupees, or, say, $1.50 per month.

Most of this evil which the people endure is self-imposed. They reveal a combination of blind improvidence, reckless expenditure and an unwillingness to shake off impoverishing customs. For instance, the debt incurring propensity of the native is akin to insanity. All the poor people with whom I am acquainted are bound hand and foot by this terrible mill-stone. And the interest paid upon loans is crushing. Two and three per cent. per month is an interest commonly received. It is rare that a poor farmer who gets into the clutches of the money lender regains his freedom. It usually leads to the [pg 020] loss of all property and means of support. Under the ancient Hindu law no money lender could recover interest upon a loan beyond the amount of the principal which he had advanced; under the present rule he can recover to any extent, sell the tenant's crops and even take possession of the land under a judgment decree. It is one of those instances where justice in law is made to minister unrighteousness and cruelty in life. The people moreover are given to the most extravagant expenses at marriages and funerals. It is frequently the case that a man spends upon the marriage of his son or daughter, the latter especially, more than a whole year's income. I know of many who are overwhelmed by debts incurred for the marriage of their children; and the saddest thing about it is that they have little option in this expense; for it is prescribed by caste custom.

Add to this the rank growth of religious mendicancy, under the fostering care of religious teaching and superstition. There are five and one-half millions of such lazy, worthless fellows encumbering that land today. The mass of them are sleek in body and pestilential in morals. Whenever a man finds work too hard, he dons the yellow cloth of the religious mendicant and becomes an immediate success. But alas for the community! Hindu charity is proverbial, but it is blinder than love itself. Such a body of worthless consumers would tax even a wealthy land. To India it is a dreadful burden and drain.

Add to this the insane passion for jewels which consumes both high and low. Millions of rupees' worth of gold flows into the country annually, and [pg 021] most of it is melted and converted into personal adornments for women and children. For this purpose nearly one-half million goldsmiths, according to the last census, are employed and make a comfortable living at an annual expense of ten million dollars. This is a much larger force of workmen than that of all the blacksmiths in the land.

The litigious spirit of the people is also phenomenal. It is doubtful if any other people on earth spend, relative to their means, more in legal processes than the Hindus. In view of all these facts, Sir W. W. Hunter's statement that “The permanent remedies for the poverty of India rest with the people themselves” is eminently true. It is further emphasized by the remarks of Sir Madhava Rao, K. C. S. I., one of the very few statesmen whom India has produced among her own children: “The longer one lives, observes and thinks,” he says, “the more deeply does he feel there is no community on the face of the earth which suffers less from political evils and more from self-inflicted, self-accepted, or self-created, and therefore avoidable, evils than the Hindu community.”

Famine is an oft-recurring and most perplexing evil with which India has always been familiar. In times past, it was the gaunt Avenger which decimated the people and which kept down the population within the range of tolerable existence. The god of dirt and insanitation carried away the unneeded residue left by famine. Famine is one of the very few evils before which human power stands helpless. The government has done very much by irrigation schemes and by the building of railways to mitigate [pg 022] this evil. By famine funds and relief works it strives, as it did the last famine, to reduce the mortality and suffering arising from these seasons of drought. But the constant penury of the people, and the fact of their always living upon the verge of hunger and want, make it almost impossible to save many from the terrible result of such visitations. Perhaps there is no other thing, at present, which occupies more of the time and thought of the Imperial Government than this; but, to drive entirely away this hideous demon from a land which is peculiarly liable to drought, and while the people are chronically unprepared to meet the least extra drain, is more than can be expected from any government.

The railroads of the land are manifestations of the material progress which meet one on all sides. In the extent of its railroads India is the fifth country in the world. Already the splendid railway system, upon which travel is as comfortable as, and perhaps cheaper than, in any other country in the world, has extended 23,000 miles and reaches the remotest parts of the land. These throbbing arteries carry life and enterprise to all portions of India; and many regions not yet made thus accessible will soon listen to the neigh of the iron horse and feel the pulsations of new life thereby. Three hundred million pounds sterling have been expended in this work alone.

But better, if possible, than these roads is the rapidly developing irrigation system which brings security of life and works prosperity wherever it reaches. Nearly 14,000,000 acres are now cultivated under this system. This includes fourteen and eight-tenths per cent. of all cultivated land in India. One great enterprise [pg 023] in this line is the “Peryar Project” of South India which was large in its conception, perfect in its execution and is rich in its blessings. It consists in the diversion of a large river which vainly poured its treasures down the western mountainside into the Arabian Sea, and causing its waters to flow into the eastern plains to fertilize the thirsty land as far as the Bay of Bengal. It embraces the second largest dam in the world, a tunnel one and one-fourth miles through the mountain, and many miles of distributing channels. It will irrigate at least 150,000 acres for rice cultivation and will feed 400,000 people. I live in the heart of the region thus fertilized and refreshed, and know the joy of the residents who also stand astonished before the magic power of these white people who do for them what, they say, even their gods failed to accomplish. It is well to remember that these irrigation schemes, now found in India, are much the most extensive in any country.

Looking at her commerce during the Victorian reign alone, we see a growth of 1,000 per cent. in the imports and exports of India. The export of tea has risen from nothing to 70,000 tons, and that of cotton from nothing to 220,000 tons. There are now in the land 150 cotton-mills with 150,000 labourers. Three million tons of coal are annually mined, and gold mines yield £1,000,000 sterling every year. It may, indeed, be said that India has now, for the first time in its history, taken a place as a land of manufactures, trade and commerce.