S. S. Coe has been favorably known in the business circles of Cleveland for over thirty years, and, although he has not succeeded in amassing as much wealth as some of his competitors, yet his fortitude has enabled him to glide over reverses easily, and enjoy somewhat of life as it came.

Mr. Coe was born in Oswego, New York, October 6th, 1819. He obtained all the education a widowed mother could give him before he was twelve years of age, when he entered a country store and remained five years. The only recreation he had during that time was a trip to Niagara, on the schooner Saratoga, with Capt. Dolph. Howe, with whom some of our citizens are well acquainted. In 1836, he went to New York and clerked in the hardware store of Wolf, Bishop & Co., and returned to Oswego in June, 1837. Not being able to find employment there, he concluded to try his fortune in the West, and at once took the schooner Charles Crooks, bound for Cleveland. Mr. Coe landed in this city July 19th, 1837, his cash capital being at the time one dollar and twenty-five cents. After a few days a situation was obtained in the office of Ransom, McNair & Co., with a salary of thirty dollars per month, out of which he had to board himself. He remained with this firm until about 1841, when he went into the employ of B. F. Smith & Co., composed of B. F. Smith, now residing at Buffalo, as superintendent of the Buffalo and Erie Railroad, and George Woodward, now residing at Milwaukee, with whom he remained until 1845, when he engaged in business for himself, in the firm of Doddridge & Coe, in the forwarding and commission line. In about one year this firm dissolved, and Mr. Coe went into the same business with his brother, Chas. W., under the style of S. S. Coe & Co. This firm was unfortunate, and existed only one year.

In 1848, while doing a small commission business alone, he was offered, and accepted, the agency of the Merchants' Insurance Company, of Milwaukee, and labored faithfully for them one year, and, at its close, his premiums amounted to less than two hundred dollars. This was the first insurance company with which he was ever connected.

In 1851, Mr. Coe organized and got into operation the Commercial Mutual Insurance Company, of this city, acting as its Secretary for about one year and a half, when he resigned, and went into the insurance agency business, with which he has ever since been identified.

In 1865, Mr. Henry F. Clark desired him to reorganize the Cleveland Insurance Company, the charter of which was granted by the State of Ohio in 1830, and which was successfully managed by his father, Mr. Edmund Clark, until his death. Mr. Coe undertook and completed the task, and operations re-commenced April 1st, of the same year, on a paid up cash capital of one hundred thousand dollars, increased in 1866, to one hundred and fifty thousand; and in 1867, to two hundred thousand dollars, and now increased to its limit, five hundred thousand dollars, making it the largest cash capital company in the State of Ohio, a credit to the city and to the State at large.

Mr. Coe is the right man in the right place, as the successful workings of this company fully demonstrate. He, as secretary, devotes his whole attention to the interest of the company. H. B. Payne is the president, and S. D. McMillan, vice-president.

In looking over a correspondence of about twenty years ago, in search of some data connected with Mr. Coe's history, we came on the following letters, which will be read with amusement by old Clevelanders, as reminiscences of the ante-railroad period, and for the allusions to public and political events of that day, as well as for the contrast between the irascible tone of one letter, and the cool humor of the other:

Messrs. S. S. Coe & Co., Cleveland, Ohio:

Gentlemen,--No one dislikes, more than we do, to grumble or find fault, but we hate just as bad to have our boats detained beyond a reasonable time, at your place; and when our boats leave here for your place, we look for them back at a certain time; and if they do not get here soon after that time, it disarranges all our calculations and proves a great loss to us. All our boats were detained a week on account of a break in our canal, and then to be detained beyond a reasonable time in port, makes it worse. Mr. Wheeler, at Akron, is the only man on the Ohio canal, that we know of, that has been in the business longer than we have on our canal, and we defy you to find a boatman on our canal or river that will say we ever detained them beyond a reasonable time; and there is no need of it if men do as they would be done by, and the situation our river has been in this geason has been vexatious enough for any one. Time is money, and eight or ten boats being detained a day or two counts up. The J. Larkin left for your place to-day.

Tours truly,

S. Adams & Co.

Cleveland, July 29th, 1848. Messrs. Sam'l Adams & Co., Dresden, O.:

Gentlemen,--Your esteemed favor of the 25th inst. is at hand.

It has been a matter of some considerable interest to us to ascertain, if possible, as to which city takes precedence in age, Zanesville or Cleveland.

As, which incident is first in date, the cutting of the bridle path from Wheeling to the Muskingum by Old Zane, or the coasting of our lake to the Cuyahoga of the exploring party under Old Stow. Your Mr. Adams, we are quite sure, can give us the much desired information.

We see it stated that our good Democratic candidate for President once resided at or near your beautiful village. You may be familiar with his early history--we wish to know, if such a thing is possible, whether he commenced his political career as a Federalist or a Democrat, and whether he did or did not break his sword at the disgraceful surrender of that old coward Hull; but more than all, as we think it most important of all, is, did he, or did he not, when at the age of nineteen, wear that emblem of Federalism, the black cockade. To this last question we beg you will give us an answer if such a thing be possible.

While troubling you in this manner, for which we beg your kind indulgence, may we also ask you as to the condition, moral and physical of your returned volunteers? Report says they have been badly treated; we are anxious to know as to this, for if so, and commanded by Whig' officers, we can make political capital out of it against the Whig party; if not, we can make capital against the administration; we do not care which, as our object is to do justice to both parties. Can you tell us which candidate they will support. They are important in numbers, and from their high character, will carry a great, moral force with them; and on this last account we have supposed they would oppose General Taylor, as it has been said he used profane language at the battle of Buena Vista.

We are erecting here a new and beautiful theater, it opens Aug. 21. We hope we may see you here at that time.

Your ob't serv'ts,

S. S. Coe & Co.

P.S. You are right as to the unnecessary detention at this place of canal boats; it is an evil of great turpitude. We never do so. Aside from the great loss to owner, it affects the morals of the crews, and in this we know the oldest forwarder on the canal, Mr. Wheeler, will agree with us.