H. M. Chapin.

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In the commercial, political, patriotic, and literary history of Cleveland for the past fifteen or twenty years, the name of H. M. Chapin will always have honorable prominence. In all these departments his persistent energy and unshaken faith, even in the darkest hours, have been potent for good.

Mr. Chapin was born in Walpole, N. H., July 29th, 1823, and received a good common school education. When fifteen years old, he removed to Boston, and entered a dry goods importing house, in which he remained nearly ten years. In the Spring of 1848, he left Boston for Cleveland, where he became a partner in the wholesale grocery warehouse of Charles Bradburn & Co., with whom he remained four years. In 1852, he commenced business as a provision dealer and packer of pork and beef. For a time it was up-hill work, but his native perseverance overcame all difficulties, and in the season of 1862-3, his business had grown to seven hundred and fifty thousand dollars. From that time there was a steady decline in the amount of packing done in Cleveland, the supply of cattle and hogs decreasing until but a very small quantity, in proportion to the facilities for packing, could be depended on. The slaughter-houses of Chicago arrested the great stream of live stock, and what escaped them went forward to the Atlantic cities for immediate consumption. In the Winter of 1867-8, Mr. Chapin, therefore, resolved to remove his packing business to Chicago, and commenced operations there with gratifying success. He intended abandoning Cleveland altogether as a packing point, but, contrary to his expectations, he has been able to resume the business here to a moderate extent. From 1862 to 1867, he carried on, in connection with the packing business, a very extensive coopering establishment, employing about fifty men, besides a large amount of machinery. Over a hundred and twenty-five men were at the same time employed in slaughtering and packing.

In addition to his ordinary business, and partly in connection with it, Mr. Chapin turned his attention to the question of insurance. It was a favorite maxim with him that the West was able to do its own insurance, and with this idea ever present, he was favorable to the establishment of home insurance companies. Of the Sun Fire Insurance Company, of Cleveland, he was for some years the vice-president, and labored earnestly for its success. Being a thorough believer in the principles of Homoeopathy, as well as an enthusiast on the subject of western insurance, he was a willing co-worker with a number of prominent citizens engaged in the organization of the Hahnemann Life Insurance Company, of Cleveland. The novel character of this company--it being the first of the kind in the United States--is sufficient warrant for a brief statement of its history. It was established in 1865, and numbered among its stockholders such leading business men and substantial capitalists as Wm. A. Otis, George Worthington, William Bingham, Stillman Witt, Selah Chamberlain, Dudley Baldwin, D. P. Eells, M. G. Younglove, and the Hon. B. F. Wade. The leading feature was the offer to insure those whose medical belief and practice were exclusively Homoeopathic, at lower rates than those subjecting themselves to Allopathic treatment. The theory on which this offer is based is, that all the evidence goes to show a lower rate of mortality under Homoeopathic than under Allopathic treatment. The Honorable William Baines, Insurance Commissioner of New York, in speaking of this company in his report, says: "The Hahnemann Life Insurance Company, of Cleveland, Ohio, is the first western company admitted into this State. It starts with a paid up capital of $200,000, one-half of which is deposited with the State Treasurer of Ohio, for the protection of policy holders. The company is organized on a basis of strength and capital, even larger than that required of New York corporations; it reduces the rate of premium to Homoeopathic members."

Of this company Mr. Chapin was made president, and in the management of this, as in everything which he undertakes, he infused a large amount of his energy, and made the company a complete success. During the present year his almost undivided attention has been given to the company's affairs, with marked effect on its rapidly increasing business.

In 1865, Mr. Chapin was elected Mayor of the city of Cleveland. The honor was not only unsought, but he was in entire ignorance of the whole affair until after his election. His name had not been mentioned in connection with that or any other office when he left the city on a business trip that kept him absent for several days. In the meantime the nominating convention of the Union Republican party was held, and there was some difficulty as to a choice between the persons named for the nomination as Mayor. In casting around for a way out of the difficulty, the name of Mr. Chapin was mentioned and instantly met with favor. He was nominated, elected by a strong majority, and the first intimation he received of the movement was reading the election returns in the Cleveland Herald, on his homeward journey.

He accepted the office in the spirit in which it had been conferred upon him. He understood that the people believed he was disposed and able to manage the affairs of the city vigorously and honestly, and he was not disposed to evade the responsibilities of the office. His time was devoted to the duties of his position, the different departments under his charge were carefully scrutinized, and whilst his strictness and vigorous execution of the laws made the offenders complain of his severity, there was no question raised as to his ability, integrity, or honest zeal for the city's interest. He discharged the duties of his office with scrupulous exactness, and he endeavored to make others do the same. During his administration it was no longer a reproach that the ordinances of the city stood

"Like the forfeits in a barbers shop, As much in mock as mark."

At the breaking out of the war, Mr. Chapin took an early and active part in stirring up the people to defend the Government of the Union. Wherever his money, influence, or active energy could be made serviceable, there he was always to be found. Having obtained the appropriation for the Twenty-Ninth Regiment, he worked diligently in raising, equipping, and sending it to the field, and spent much of his own time at the front in various capacities. The ladies who worked diligently for the comfort of the soldiers and the care of the sick and wounded, through the medium of the Ladies' Aid Association, found in Mr. Chapin an indefatigable assistant. He was ever ready with suggestion, active aid, and money, laboring day and night, either at the front, in the hospitals, or at home, in behalf of the soldier.

The Cleveland Library Association was another field in which Mr. Chapin's energy and business tact were manifested. In 1854, he was elected president of the Association, which had struggled along, a feeble organization, contending against numerous difficulties. Under his vigorous management the Association was brought to a higher degree of prosperity then it had ever witnessed; the income was largely increased, the number of books increased one-half, and a lively interest excited in the public mind concerning it. Mr. Chapin retired at the close of his term of office, and the affairs of the Association gradually lapsed into their former unsatisfactory condition. In 1858, an attempt was made to save it by revolutionizing its constitution and management. A new constitution was adopted, and under it Mr. Chapin was again elected president. The result was even more marked than in the previous instance. The number of members was nearly doubled, a load of debt that had accumulated through a number of years was removed, a large number of books added to the library, and the reading-room enlarged and improved. Again, after the lapse of ten years, Mr. Chapin has been called to the presidency of the Association, under circumstances precisely similar to those under which he had twice before assumed the duties of the position.

Mr. Chapin was married October 15th, 1849, to Matilda, daughter of John Fenno, of Boston. Of this marriage have been born six children, the oldest of whom, a son now nineteen years of age, is in the wholesale grocery of Edwards, Townsend & Co.; the others are all attending school.

                                                                                                                                                                                                                                                                                                           

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