During her drive into Annapolis Madam Stewart did more deep thinking than it was generally given to her shallow brain to compass. Like most of her type, she possessed a certain shrewdness, which closely touched upon cunning when she wished to gain her ends, but she had very little real cleverness, and practically no power of logical deduction.

Today, however, she had felt antagonism enveloping her as a fog, and would have been not a little surprised to realize that its most potent force lay in Peggy's humble servitors rather than in Peggy herself. From the old darkey driving her, so deferentially replying to her questions, and at such pains to point out everything of interest along the way, she felt it radiate with almost tangible scorn and hostility, and yet to have saved her life she could not have said: "He is remiss in this or that."

They drove into Annapolis by the bridge which crosses the Severn just above the Naval Hospital, and from which the whole Academy is seen at its best, with the wide sweep of the beautiful Chesapeake beyond. Jess pointed out everything most carefully. Then on they went across College Creek bridge, up College Avenue, by historic old St. Ann's and drew up at the Bank to meet Peggy. Mrs. Stewart looked about her in undisguised disappointment and asked:

"Is this the capital city of the State of Maryland? This little town?"

Jess' mouth hardened. He loved the quaint old town and all its traditions. So did his young mistress. It had always meant home to her, and to many, many generations of her family before her. The old "Peggy Stewart" house famous in history, though no longer occupied by her own family, still stood, a landmark, in the heart of the town and was pointed to with pride by all.

"Dis sho' is de capital city ob de State, Ma'am. Yonder de guv'nor's mansion, jist over dar stan' de co't house, an' yonder de Cap'tal an' all de yether 'ministrashum buildin's, an' we'all's powerful proud ob 'em."

Mrs. Stewart smiled a superior smile as she replied:

"I have heard that the South is not progressive and is perfectly apathetic to conditions. It must be. Heavens! Look at these streets! They are perfectly disgusting, and the odor is horrible. I shall be glad to drive home."

"De town done been pave all mos' all new," bridled Jess. "Dis hyar pavement de bes' ob brick. Miss Peggy done tole me ter be keerful whar I drive yo' at, an' I tecken yo' on de very be's."

"And what, may I inquire, is your very worst then? Have you no street cleaning department in your illustrious city?"

"We suttenly has! Dey got six men a-sweeping de hull endurin' time."

"What an overwhelming force!" and Mrs. Stewart gave way to mirth.

It was fortunate that Peggy should have arrived at that opportune moment, for there is no telling what might have occurred: Jess's patience was at the snapping-point. But Peggy's talk with Nelly Bolivar had served to restore her mental equilibrium to a certain degree—and her swift ride into Annapolis had completed the process. It was a sunny, smiling face which drew up to the surrey and greeted Mrs. Stewart. Peggy had made up her mind that she would not let little things annoy her, and was already reproaching herself for having done so. She had resolved to keep her temper during her aunt's visit if a whole legion of tormenting imps were let loose upon her.

Three weeks of Mrs. Stewart's visit passed. Upon her part, three weeks of striving to establish a firmer foothold in the home of her brother-in-law; to obtain the place in it she so ardently coveted—that of mistress and absolute dictator. But each day proved to her that she was striving against some vaguely comprehended opposition. It did not lie in Peggy, that she had the grace to concede, for Peggy had complied with every wish, which she had graciously or otherwise, expressed, except the one debarring Tzaritza from following Shashai when she rode abroad, and be it said to Peggy's credit that she had held to her resolution in spite of endless aggravations, for Madam was a past mistress of criticism either spoken or implied. Never before in all her sunny young life had Peggy been forced to live in such an atmosphere.

Little by little during those weeks Mrs. Stewart had pre-empted Peggy's position as mistress of the household; a position held by every claim of right, justice and natural development, for Peggy had grown into it, and its honors and privileges rested upon her young shoulders by right of inheritance. She had not rushed there, or forced her claim to it, hence had it been gradually given into her hands by old Mammy, her nurse, Harrison, the trusty housekeeper, and at length, as she had more and more clearly demonstrated her ability to hold it, by Dr. Llewellyn, her guardian, who regarded it as an essential part of a Southern gentlewoman's education.

Then had come Mrs. Harold, whose tact and affection seemed to supply just the little touch which the young girl required to round out her life, and fit her to ultimately assume the entire control of her father's home.

But all this was entirely beyond Mrs. Stewart's comprehension. Her own early life had been passed in a small New Jersey village in very humble surroundings. She had been educated in the little grammar school, going later to an adjoining town for a year at high-school. In her home, domestic help of any sort had been unknown, she and her mother, an earnest, hard-working woman, having performed all the household work. There were no traditions connected with that simple home; it was just an everyday round of commonplace duties, accepted as a matter of course. Then Mrs. Stewart, at that time "pretty Kitty Snyder," went as a sort of "mother's helper" to a lady residing in Elizabeth, whose brother was in a New Jersey College. Upon one of his visits to his sister he had brought Peyton Stewart home for a visit: Peyton, the happy-go-lucky, irresponsible madcap. Kitty Snyder's buxom beauty had turned all that was left to be turned of his shallow head and she had become Mrs. Peyton Stewart within a month.

The rest has been told elsewhere. For a good many years she had "just lived around" as she expressed it, her income from her husband's share of the very comfortable little fortune left him by his father, being a vast deal more than she had ever dreamed of in her youthful days. She felt very affluent. All things considered, it was quite as well that Peyton had quit this earthly scene after two years of married life for "Kitty" had rapidly developed extravagant tastes and there were many "scenes." Her old associates saw her no more, and later the new ones often wondered why the dashing young widow did not marry again.

They did not suspect how often her plans laid to that end had misscarried, for her ambitions were entirely out of proportion to her qualifications.

Now, however, chance had brought her once more in touch with her husband's family, and she was resolved to make hay while the sun shone. If Neil Stewart had not been an odd mixture of manly strength and child-like simplicity, exceptional executive ability and credulity, kindliness and quick temper, he would never in the wide world have become responsible for the state of affairs at present turning his old home topsy-turvy, and in a fair way to undo all the good works of others, and certainly make Peggy extremely unhappy.

But he had "made a confounded mess of the whole job," he decided upon receiving a letter from Peggy. Perhaps it would be more accurate to say upon reading between the lines, because it was not so much what Peggy had said as that which she left unsaid, which puzzled him, and to which puzzle Harrison supplied the key in her funny monthly report. Never in all the ten years of her stewardship had she failed to send her monthly letter.

Harrison was a most conscientious old body if somewhat below par in educational advantages. Nevertheless, she had filled her position as nurse, maid and housekeeper to Peggy's mother for over thirty years, and to Peggy for ten more and her idea of duty was "Peggy first, Martha Harrison second." Her letter to Neil Stewart, which he read while his ship was being overhauled in the Boston Navy Yard, set him thinking. It ran:

Severndale, Maryland.
September 21, 19—
Captain Neil Stewart,
U. S. N.

Respected Sir:—

As has been my habit these many years, I take my pen in hand to make my monthly report concerning the happenings and the events of the past month. Most times there isn't many of either outside the regular accounts which, praises be, ain't never got snarled up none since I've had the handling of them.

As to the past three weeks considerable has took place in this quiet, peaceful (most times, at least) home, and I ain't quite sure where I stand at, or am likely to. Things seem sort of stirred round. Like enough we-all are old-fashioned and considerable sot in our ways and can't rightly get used to new-fangled ones. Then, too, we—I speak for everybody—find it kinder hard to take our orders from anybody but Miss Peggy, who has got the right to give them, which we can't just see that anybody else has got. Howsoever, some folks seem to think they have, and what I am trying to get at is, have they? If I have got to take them from other folks, why, of course I have got to, but it has got to be you that tells me I must.

Up to the present time I seem to have been pretty capable of running things down here, though I am free to confess I was right glad when Mrs. Harold come along as she done, to give me a hint or two where Miss Peggy was concerned, for that child had taken to growing up in a way that was fair taking the breath out of my body, and was a-getting clear beyond me though, praises be, she didn't suspicion the fact. If she had a-done it my time would a-come for sure. But the good Lord sent Mrs. Harold to us long about that time and she was a powerful help and comfort to us all. He don't make no mistakes as a rule and I reckon we would a done well to let well enough alone and not go trying to improve on his plans for us. When we do that the other one is just as likely as not for to take a hand in the job and if he ain't a-kinder stirring round on these premises right this very minute I'm missing my guess and sooner or later there is going to be ructions.

Cording to the way we-all think down here Miss Peggy's mighty close to the angels, but maybe we are blinded by the light o'love, so to speak. Howsoever and nevertheless, we have got along pretty comfortable till lately when we have begun to discover that our educasyons has been terribl neglected and we have all got to be took in hand. And we are being took powerful strong, let me tell you! It is some like a Spanish fly blister: It may do good in the end but the means thereto is some harrowing to the flesh and the spirit.

I don't suppose there is no hope of your a-visiting your home before the ship is ordered South for the fall target practice, more is the pity. Tain't for me to name nothing but I wish to the Lord Mrs. Harold was here. SHE is a lady—Amen.

Your most humble and obedient housekeeper,
Martha Harrison.