  - Abstinence, total, 14-16
- Adulteration, 47
- Affectation, 86, 87
- Alcibiades, on personal appearance, 22
- Ambition, true and false, 164
- Amusement, 28;
- seeking, 30
- Animals, 98
- Anxiety, 63
- Aristotle, on friendship, 137;
- on pleasure, 187
- Arnold, M., on insincerity, 105;
- on "quiet work," 39
- Art, 89
- Asceticism, 12
- Bashfulness, 106
- Beauty, 90, 92;
- how to cultivate the love of, 91;
- ideal of, 89
- Benevolence, 118
- Betrayal, 141
- Betting, a form of gambling, 78
- Brothers, duties of, 145
- Browning, Mrs. E. B., on self-centered virtue, 192
- Browning, Robert, on strength, 72;
- on love, 115
- Building and loan associations, 42
- Caird, John, on morality and religion, 198
- Carelessness, 68, 69
- Carlyle, Thomas, on human fellowship, 156;
- on work, 32
- Character, 182, 184
- Charity, 118
- Cheating, 48
- Childhood, 40
- Children, duty of, to their parents, 145
- Civilization rests on law, 161
- Coleridge, S. T., on kindness to animals, 101
- Confidence, 56
- Conflict of duties, 191
- Conscience, absolute authority of, 181
- Conscientiousness, 180, 182
- Constraint, 176
- Co-operation, 170;
- two kinds of, 171
- Co-ordination, 60
- Courage, 73, 75;
- moral, 74
- Cowardice, moral, 76;
- the shame of, 79
- Craik, Mrs. D. M., on marriage, 147
- Cruelty, 102, 103
- Cynicism regarding appearance, 21
- Death, the wages of sin, 202
- Debility, the penalty of neglected exercise, 31
- Debt, 158
- Royce, J., on regarding others as persons, 107, 169
- Rules, 183, 191
- Ruskin, John, on the home, 150;
- on truth, 54
- Saving, systematic, 41, 43
- Savings-banks, 42
- Scandal, the mischievousness of, 57
- Scott, Sir Walter, on deceit, 56
- Selfishness, 112;
- the penalty of, 115
- Self-indulgence, 192
- Self-interest, 174
- Self-obliteration for the sake of family, 154, 155
- Self-realization, 179
- Self-righteousness, 192
- Self-will, 200
- Sentimentality, 113, 114
- Severity, 133, 135;
- effect of, on the offender, 135
- Shakespeare, on music, 95
- Simplicity of life, 92
- Sin, 201
- Sisters, duties of, 145
- Slavery, 178
- Slovenliness, 22, 23
- Social ideal, 170
- Society, 167
- Social responsibility, 15
- Socrates, on obedience to law, 159
- Soft places, to be avoided, 36
- Space, 65
- Speculation, a form of gambling, 79
- Spencer, Herbert, on abundant energy, 27;
- on deficient energy, 29
- Spendthrift, the, 45
- Spinoza, on the difficulty of excellence, 97
- Spiritual life, the reward of righteousness, 198
- "Spoils system," 162
- Sports, value of, 26
- Stagnation, 87
- State, developed out of the family, 157
- Statesman and politician, 161
- Stealing, 48
- Stoicism, 71, 110
- Strength, the secret of, 72
- Strife, the penalty of selfishness, 115
- Success, 173
- Superiority to fortune, the secret of, 71
- Sympathy, 123
- System, 66, 67
- Temperance, 10-15
- Temptation, 5
- Terence, oneness of individual with humanity, 106
- Time,
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