'You don't know me!' she cried passionately, when, once more, we found ourselves alone together. 'You treat me as if I were a good woman; you let me work at the church, and you bring me into your home; but you don't know me; really, really, you don't! I have committed a great sin, a very great sin; and I am suffering for it; and others are suffering for it.' She paused, as if wondering how to begin her story, and then started afresh.

'I was brought up in the country,' she said, 'not far from Hokitui. My parents both died when I was a little girl; my guardians followed them a few years ago; so that now I am quite alone. At school I became very fond of Davie Bannerman, and he made no secret of his partiality for me. He used to bring me something—an apple or a cake or a picture or some sweets—every day. When I was nineteen we became engaged and were both very happy about it. Everybody in the Hokitui district loved Davie; he was handsome and good-natured; I used to think his laugh the grandest music I had ever heard. But I was proud, terribly proud. And, being proud, I was selfish. And, being selfish, I was jealous. Davie was good to everybody; yet I could not bear to see him paying attention to anybody but myself. He was a member of the Hokitui church, and used to spend a good deal of time there. I had no interest in such things in those days, and I was angry with him for neglecting me. But most of all was I jealous of Sadie McKay. Sadie was his cousin; she was one of the church girls; and I hated to think, when he was not with me, that he was with her. Davie always took my scoldings merrily, and quickly coaxed me into a better mind. And I dare say that all would have gone well but for the accident that spoiled everything.

'Sadie was riding in from the farm one morning when, on the outskirts of Hokitui, she met a traction engine. Her horse bolted, and was soon out of control. As luck would have it, Davie was standing at a shop door near the township corner, and saw the horse galloping madly towards him. He rushed into the road and managed to check the animal before Sadie was thrown; but, in doing so, he was hurled to the ground, and the horse trod on his right arm, crushing it. He lay in the hospital for nearly two months; but I never went near him. When he left the hospital he wrote to me. It was a pitiful scrawl, written with his left hand; his right was amputated. "I have had a heavy loss," he said, "and I do not know how I can manage without my arm; but now I must suffer a still heavier loss, and I do not know how I can live without you. But it would not be right for me to burden you, and you must find somebody else, Lexie, who can care for you better than I can." I returned the engagement ring, and that was the end of it. If he had lost his arm in any other way I could have endured life-long poverty with him; but to have lost his arm for Sadie!' She paused and seemed to be looking out of the window, but I knew that her story was not finished.

'A few months later I took a situation in Ashburton. There I met, at a party, a young Englishman—Horace Latchford—who took a fancy to me. He was visiting New Zealand for the sake of his health. He told me that he owned a large estate in Devonshire, and would make me a perfect queen. During his stay—a period of about four months—life was one long frolic. Six months later he sent for me to go to him; and I went. But my eyes were soon opened. There was no estate in Devonshire; Horace was often intoxicated when he came to see me; and, instead of getting married, I returned to New Zealand in disgust. I came to Mosgiel, partly because I knew that I could get good work in the factory, and partly because I knew that nobody here would know me. Since I returned from England, ten years ago, I have only met one person who knew me in the old days at Hokitui. I was spending a holiday at Moeraki, and she was staying at the same boarding-house. I did not tell her that I had settled at Mosgiel; but she told me that none of the Bannermans were now living at Hokitui. Davie, she said, was the first to leave. He went to one of the cities to learn a profession that did not imperatively demand the use of two hands.' She paused again, and I waited.

'When I came to Mosgiel,' she went on, 'I got in the way of coming to the church. I became deeply impressed, and you received me into membership. And, every day since, as I have done little things, and taken little duties, in connection with the work, I have come to understand Davie as I never understood him in the old days. I hated his fondness for the church. And, every day now, my sin seems to be more and more terrible. Just lately it has been with me night and day. And when I read your address my punishment seemed greater than I could bear. I have prayed thousands of times that the dreadful tangle might be unravelled. I have not prayed selfishly; I could be perfectly contented if only I knew that Davie is happy, and that his faith in God and womanhood has not been shaken by my wickedness. We sang Lead, Kindly Light in church this morning. Do you think that God really guides us? Does He put us right even when we have done wrong? Will He straighten things out? I would give anything to be quite sure! I seem to be in a maze, and can find no way out of it!'