Philip D. Armour was born in Stockbridge, Madison County, N.Y., and spent his early life on a farm. In 1852, when he was twenty years of age, he went to California, and finally settled in Chicago, where he has become very wealthy by dealing in packed meat, which is sent to almost every corner of the earth.

"He pays six or seven millions of dollars yearly in wages," writes Arthur Warren in an interesting article in McClure's Magazine, February, 1894, "owns four thousand railway cars, which are used in transporting his goods, and has seven or eight hundred horses to haul his wagons. Fifty or sixty thousand persons receive direct support from the wages paid in his meatpacking business alone, if we estimate families on the census basis. He is a larger owner of grain-elevators than any other individual in either hemisphere; he is the proprietor of a glue factory, which turns out a product of seven millions of tons a year; and he is actively interested in an important railway enterprise."

He manages his business with great system, and knows from his heads of departments, some of whom he pays a salary of $25,000 yearly, what takes place from day to day in his various works. He is a quiet, self-centred man, a good listener, has excellent judgment, and possesses untiring energy.

"All my life," he says, "I have been up with the sun. The habit is as easy at sixty-one as it was at sixteen; perhaps easier, because I am hardened to it. I have my breakfast at half-past five or six; I walk down town to my office, and am there by seven, and I know what is going on in the world without having to wait for others to come and tell me. At noon I have a simple luncheon of bread and milk, and after that, usually, a short nap, which freshens me again for the afternoon's work. I am in bed again at nine o'clock every night."

Mr. Armour thinks there are as great and as many opportunities for men to succeed in life as there ever have been. He said to Mr. Warren: "There was never a better time than the present, and the future will bring even greater opportunities than the past. Wealth, capital, can do nothing without brains to direct it. It will be as true in the future as it is in the present that brains make capital—capital does not make brains. The world does not stand still. Changes come quicker now than they ever did, and they will come quicker and quicker. New ideas, new inventions, new methods of manufacture, of transportation, new ways to do almost everything, will be found as the world grows older; and the men who anticipate them, and who are ready for them, will find advantages as great as any their fathers or grandfathers have had."

PHILIP D. ARMOUR.

Mr. Frank G. Carpenter, the well-known journalist, relates this incident of Mr. Armour:—

"He is a good judge of men, and he usually puts the right man in the right place. I am told that he never discharges a man if he can help it. If the man is not efficient he gives instructions to have him put in some other department, but to keep him if possible. There are certain things, however, which he will not tolerate; and among these are laziness, intemperance, and getting into debt. As to the last, he says he believes in good wages, and that he pays the best. He tells his men that if they are not able to live on the wages he pays them he does not want them to work for him. Not long ago he met a policeman in his office.

"'What are you doing here, sir?' he asked.

"'I am here to serve a paper,' was the reply.

"'What kind of a paper?' asked Mr. Armour.

"'I want to garnishee one of your men's wages for debt,' said the policeman.

"'Indeed,' replied Mr. Armour; 'and who is the man?' He thereupon asked the policeman into his private office, and ordered the debtor to come in. He then asked the clerk how long he had been in debt. The man replied that for twenty years he had been behind, and that he could not catch up.

"'But you get a good salary,' said Mr. Armour, 'don't you?'

"'Yes,' said the clerk; 'but I can't get out of debt. My life is such that somehow or other I can't get out.'

"'But you must get out,' said Mr. Armour, 'or you must leave here. How much do you owe?'

"The clerk then gave the amount. It was less than $1,000. Mr. Armour took his check-book, and wrote out an order for the amount. 'There,' he said, as he handed the clerk the check, 'there is enough to pay all your debts. Now I want you to keep out of debt, and if I hear of your getting into debt again you will have to leave.'

"The man took the check. He did pay his debts, and remodelled his life on a cash basis. About a year after the above incident happened he came to Mr. Armour, and told him that he had had a place offered him at a higher salary, and that he was going to leave. He thanked Mr. Armour, and told him that his last year had been the happiest of his life, and that getting out of debt had made a new man of him."

When Mr. Armour was asked by Mr. Carpenter to what he attributed his great success, he replied:—

"I think that thrift and economy have had much to do with it. I owe much to my mother's training, and to a good line of Scotch ancestors, who have always been thrifty and economical."

Mr. Armour has not been content to spend his life in amassing wealth only. After the late Joseph Armour bequeathed a fund to establish Armour Mission, Philip D. Armour doubled the fund, or more than doubled it; and now the Mission has nearly two thousand children in its Sunday-school, with free kindergarten and free dispensary. Mr. Armour goes to the Mission every Sunday afternoon, and finds great happiness among the children.

To yield a revenue yearly for the Mission, Mr. Armour built "Armour Flats," a great building adjoining the Mission, with a large grass-plot in the centre, where in two hundred and thirteen flats, having each from six to seven rooms, families can find clean and attractive homes, with a rental of from seventeen to thirty-five dollars a month.

"There is an endowed work," says Mr. Armour, "that cannot be altered by death, or by misunderstandings among trustees, or by bickerings of any kind. Besides, a man can do something to carry out his ideas while he lives, but he can't do so after he is in the grave. Build pleasant homes for people of small incomes, and they will leave their ugly surroundings, and lead brighter lives."

Mr. Armour, aside from many private charities, has given over a million and a half dollars to the Armour Institute of Technology. The five-story fire-proof building of red brick trimmed with brown stone was finished Dec. 6, 1892, on the corner of Thirty-third Street and Armour Avenue; and the keys were put in the hands of the able and eloquent preacher, Dr. Frank W. Gunsaulus, "to formulate," says the Chicago Tribune, Oct. 15, 1893, "more exactly than Mr. Armour had done the lines on which this work was to go forward. Dr. Gunsaulus had long ago reached the conclusion that the best way to prepare men for a home in heaven is to make it decently comfortable for them here."

Dr. Gunsaulus put his heart and energy into this noble work. The academic department prepares students to enter any college in the country; the technical department gives courses in mechanical engineering, electricity, and electrical engineering, mining engineering, and metallurgy. The department of domestic arts offers instruction in cooking, dressmaking, millinery, etc.; the department of commerce fits persons for a business life, wisely combining with its course in shorthand and typewriting such a knowledge of the English language, history, and some modern languages, as will make the students do intelligent work for authors, lawyers, and educated people in general.

Special attention has been given to the gymnasium, that health may be fully attended to. Mr. Armour has spared neither pains nor expense to provide the best machinery, especially for electrical work. "In a few years," he says, "we shall be doing everything by electricity. Before long our steam-engines will be as old-fashioned as the windmills are now."

Dr. Gunsaulus has taken great pleasure in gathering books, prints, etc., for the library, which already has a choice collection of works on the early history of printing.

The Institute was opened in September, 1893, with six hundred pupils, and has been most useful and successful from the first.