We've got such a sweet little house in Lowndes Street—to my mind the very best situation in London. When I say we, of course I mean Aunt Deborah and myself. We live together, as I hope we always shall do, as Aunt Deborah says, till "one of us is married." And notwithstanding the difference of our ages we get on as comfortably as any two forlorn maidens can. Though a perfect fairy palace within, our stronghold is guarded by no giant, griffin, dragon, or dwarf; nothing more frightful than a policeman, whose measured tread may be heard at the midnight hour pacing up and down beneath our windows. "It's a great comfort," says Aunt Deborah, "to know that assistance is close at hand. I am a lone woman, Kate, and I confess to feeling nervous when I lie awake." I quite agree with my aunt, though I'm not nervous, but I must say I like the idea of being watched over during the hours of sleep; and there is something romantic in hearing the regular tramp of the sentinel whilst one is curled up snug in bed. I don't much think it always is the policeman—at least I know that one night when I got up to peep if it was a constable, he was wrapped in a very loose cloak, such as is by no means the uniform of the force, and was besides, unquestionably, smoking a cigar, which I am given to understand is not permitted by the regulations when on duty. I watched the glowing light for at least ten minutes, and when I went to bed again, I could not get to sleep for wondering who the amateur policeman could be.

But the house is a perfect jewel of its kind. Such a pretty dining-room, such a lovely drawing-room, opening into a conservatory, with a fountain and gold-fish, to say nothing of flowers (I am passionately fond of flowers), and such a boudoir of my own, where nobody ever intrudes except my special favourites—Cousin John, for instance, when he is not in disgrace—and which I have fitted up and furnished quite to my own taste. There's the "Amazon" in gilt bronze, and a bas-relief from the Elgin marbles—not coloured like those flaxen-haired abominations at Sydenham, but pure and simple as the taste that created it; and an etching Landseer did for me himself of my little Scotch terrier growling; and a veritable original sketch of Horace Vernet—in which nothing is distinguishable save a phantom charger rearing straight up amongst clouds of smoke. Then I've put up a stand for my riding-whips, and a picture of my own thoroughbred favourite horse over the chimney-piece; altogether, Aunt Deborah describes the apartment exactly when she says to me, as she does about once a week, "My dear, if you were a man, I should say your room was fitted up in the most perfect taste; but as you happen to be a young lady, I won't say what I think, because I know you won't agree with me;" and I certainly do not agree with Aunt Deborah upon a great many subjects.

However, there's no situation like Lowndes Street. I'm not going to tell the number, nor at which end of the street we live; for it's very disagreeable to have people riding by and stopping to alter their stirrup-leathers, and squinting up at one's drawing-room windows where one sits working in peace, and then cantering off and trotting by again, as if something had been forgotten. No; if curiosity is so very anxious to know where I live, let it look in the Court Guide; for my part, I say nothing, except that there are always flowers in the balcony, and there's no great singularity about that. But there are two great advantages connected with a "residence in Belgravia," which I wonder are not inserted in the advertisements of all houses to let in that locality. In the first place, a lady may walk about all the forenoon quite alone, without being hampered by a maid or hunted by a footman; and in the second, she is most conveniently situated for a morning ride or walk in the Park; and those are about the two pleasantest things one does in London.

Well, the same conversation takes place nearly every morning at breakfast between Aunt Deborah and myself (we breakfast early, never after half-past nine, however late we may have been the night before). Aunt Deborah begins,—

"My dear, I hope we shall have a quiet morning together; I've directed the servants to deny me to all visitors; and if you'll get your work, I will proceed with my readings from excellent Mrs. Hannah More."

Kate.—"Thank you, aunt; Hannah More amuses me very much"—(I confess that prim moralist does make me laugh).

Aunt Deborah (reprovingly).—"Instructive, Kate, not amusing; certainly not ludicrous. If you'll shut the door we'll begin."

Kate.—"Can't we put it off for an hour? I must get my ride, you know, aunt. What's the use of horses if one don't ride?"

Aunt Deborah.—"Kate, you ride too much; I don't object to the afternoons with John Jones, but these morning scampers are really quite uncalled for; they're spoiling your figure and complexion; it's improper—more, it's unfeminine; but as you seem determined upon it, go and get your ride, and come back a little sobered;" and Kate—that's me—disappears into the boudoir, from which she emerges in about five minutes with the neatest habit and the nicest hat, and her hair done in two such killing plaits—John Jones says I never look so well as when I've got my hair dressed for riding.

I always go out for these morning excursions quite alone. Aunt Deborah fought for a long time, and insisted on my taking the coachman; but he is an old family servant, and I soon knocked him up completely. In the first place, the ride is always soft, and I hate going slow, so he used to get a dreadful stitch in his side trying to keep up with me on one of the high-actioned coach-horses; then he didn't see the fun of having two horses to clean when he got home instead of one; so when he found he couldn't get another helper, we begged him off between us, and I go out now unencumbered by that excellent and pursy old man. After all, I ought to be able to take care of myself. I have ridden ever since I was five years old; and if habit is second nature, as Aunt Deborah says, I'm sure my habit ought to be natural enough to me. I recollect as well as if it was yesterday, when poor papa put me on a shaggy Shetland pony, and telling me not to be frightened, gave it a thump, and started me off by myself. I wasn't the least bit afraid, I know that. It was a new sensation, and delightful; round and round the field we went, I shaking my reins with one hand, and holding on a great flapping straw hat with the other; the pony grunting and squeaking, with his mane and tail floating on the breeze, and papa standing in the middle, waving his hat and applauding with all his might. After that I was qualified to ride anything; and by the time I was twelve, there wasn't a hunter in the stables that I wouldn't get on at a moment's notice. I am ashamed to confess that I have even caught the loose cart-horses in a field, and ridden them without saddle or bridle. I never was beat but once, and that was at Uncle Horsingham's when I was about fifteen. He had bought a mare at Tattersall's for his daughter to ride, and brought her down to Dangerfield, thinking she would conduct herself like the rest of her species. How well I remember my governess's face when she gave me leave to go to the stable with Sir Harry and look over the new purchase. I was a great pet of Uncle Horsingham; and as Cousin Amelia was not much of an equestrian, he proposed that I should get upon the chestnut mare first, and try her paces and temper before his daughter mounted her. As we neared the stables out came one of the grooms with a sidesaddle on his head, and the longest face I ever beheld.

"O Sir 'Arry," said he—I quote his exact words—"that new mare's a wicious warmint; afore I was well into the stable, she ups and lets out at me just above the knee: I do believe as my thigh's broke."

"Nonsense, man," said my uncle; "put the saddle on and bring her out." Presently the chestnut mare appeared; and I saw at once that she was not in the best of humours. But I was young, full of spirits, and fresh from lessons; so, fearing if one of the men should venture to mount her she might show temper, and I should lose my ride, I made a sign to the head-groom to give me a hand; and before my uncle had time to exclaim, "For goodness sake, Kate!" I was seated, muslin dress and all, on the back of the chestnut mare. What she did I never could quite make out; it seemed to me that she crouched as if she was going to lie down, and then bounded into the air, with all four legs off the ground. I was as near gone as possible; but for the only time in my life I caught hold of the pommel with my right hand, and that saved me. In another instant she had broke from the groom's hold, and was careering along the approach like a mad thing. If I had pulled at her the least she would have run away with me.

Luckily, the park was roomy, and the old trees far apart; so when we got upon the grass I knew who would be mistress. I gave her a rousing good gallop, shook my reins and patted her, to show her how confident I was, and brought her back to my uncle as quiet as a lamb. Unfortunately, however, the mare had taken a dislike to certain stone pillars which supported the stable gates, and nothing would induce her to pass them. Flushed with success, I borrowed my uncle's riding-whip to punish her; and now began a battle in good earnest. She reared and plunged, and wheeled round and round, and did all she knew to get rid of me; whilst I flogged and jerked, and screamed at her (I didn't swear, because I didn't know how), and vowed in my wicked little heart I would be killed rather than give in. During the tussle we got nearer and nearer to a certain large pond about a hundred yards from the stable gates, at which the cattle used to water in the quiet summer afternoons. I knew it wasn't very deep, for I had seen them standing in it often. By the time we were close on the brink the whole household had turned out to see "Miss Kate killed;" and just as I hit the mare a finishing cut over the ears, I caught a glimpse of my governess in an attitude of combined shame, horror, and disgust that I shall never forget. The next moment we were overhead in the pond, the mare having dashed blindly in, caught her fore-feet in the bridle, and rolled completely over. What a ducking I got to be sure! But it was nothing to the scolding I had to endure afterwards from all the females of the family, including my governess; only Uncle Horsingham stuck up for me, and from that time till the day of his death vowed he had "never known but one plucky fellow in the world, and that was his little niece Kate."

No wonder I feel at home on Brilliant, who never did wrong in his life, who will eat out of my hand, put his foot in my apron-pocket, follow me about like a dog, and is, I am firmly persuaded, the very best horse in England. He is quite thoroughbred, though he has never been in training—and is as beautiful as he is good. Bright bay, with such black legs, and such a silky mane and tail! I know lots of ladies whose hair is coarser than Brilliant's. Fifteen hands three inches, and Cousin John says well up to his weight—an honest fourteen stone. With the smallest nose, and the leanest head, and the fullest dark eye, and the widest, reddest nostril—his expression of countenance, when a little blown, is the most beautiful I ever beheld; and not a white mark about him except a tiny star in the very middle of his forehead; I know it well, for I have kissed it often and often. The picture over my chimney-piece does not half do him justice; but then, to be sure, its pendant, painted by the same artist, and representing my other horse, White Stockings, flatters that very plain and excellent animal most unblushingly.

Of all delights in the world give me my morning canter up the park on Brilliant. Away we go, understanding each other perfectly; and I am quite sure that he enjoys as much as I do the bright sunshine and the morning breeze and the gleaming Serpentine, with its solitary swan, and its hungry ducks, and its amphibious dogs continually swimming for the inciting stick, only rescued to produce fresh exertions; and the rosy children taking their morning walk; and, above all, the liberty of London before two o'clock in the day, when the real London begins. I pat Brilliant's smooth, hard neck, and he shakes his head, and strikes an imaginary butterfly with one black fore-leg, and I draw my rein a thought tighter, and away we go, much to the admiration of that good-looking man with moustachios who is leaning on his umbrella close to the rails, and smoking the cigar of meditation as if the park was his own.

I often wondered who that man was. Morning after morning have I seen him at the same place, always with an umbrella, and always with a cigar. I quite missed him on the Derby day, when of course he was gone to Epsom (by-the-bye, why don't we go to the Derby just as much as to Ascot?); and yet it was rather a relief, too, for I had got almost shy about passing him. It seemed so absurd to see the man every day and never to speak; besides, I fancied, though of course it could only be fancy, that he looked as if he was expecting me. At last I couldn't help blushing, and I thought he saw it; for I'm sure he smiled, and then I was so provoked with myself that I sent Brilliant up the ride at a pace nothing short of a racehorse could have caught.