CHAPTER I. HARD FACTS CHAPTER II. THE NEW LAIRD OF LOMORE CHAPTER III. FRIENDS IN NEED CHAPTER IV. UPS AND DOWNS CHAPTER V. THE NEW LIFE CHAPTER VI. IN LONELY LODGINGS CHAPTER VII. KIND-HEARTED LONDONERS CHAPTER VIII. GOOD MANNERS CHAPTER IX. THE ENTERPRISE CLUB CHAPTER X. BLEAK HOUSE HOSTEL CHAPTER XI. 'THE RANK IS BUT THE GUINEA'S STAMP' CHAPTER XII. 'SAVE' CHAPTER XIII. YOUNG HOUSE-HUNTERS CHAPTER XIV. OFF TO A HOME AGAIN CHAPTER XV. EVA'S PRESENTIMENT CHAPTER XVI. VAVA'S BUSINESS LETTER CHAPTER XVII. A SUNDAY AT HEATHER ROAD CHAPTER XVIII. STELLA'S SURPRISING REQUEST CHAPTER XIX. THE JUNIOR PARTNER CHAPTER XX. VAVA ON FRIENDS CHAPTER XXI. EVA'S CONDUCT AND ITS SAD EFFECTS CHAPTER XXII. DANTE'S IDYLL CHAPTER XXIII. STELLA'S PRIDE CHAPTER XXIV. BADLY BEGUN AND MADLY ENDED CHAPTER XXV. UNDER A CLOUD CHAPTER XXVI. MORE CLOUDS CHAPTER XXVII. THE VALUE OF A GOOD CHARACTER CHAPTER XXVIII. VAVA GETS A SHOCK CHAPTER XXIX. THINGS STRAIGHTEN OUT BOOKS FOR GIRLS