You may go through life without being in a traffic accident, or you may be involved in a traffic mishap and escape injury. But the statistics are not in your favor. You may be unfortunate enough to become a “statistic” in police or hospital records.

In these days of heavy traffic, even the most careful driver may be involved in an accident; and police and hospital records show that traffic crashes today result in more serious personal injuries than ever before.

That is why the California State Automobile Association has added extra value to CSAA membership, and is now issuing a Certificate of Personal Accident Insurance providing greater protection to members than heretofore. As in the past, this Personal Accident Insurance is included in your membership without extra charge. Beginning July 1 last year, the new certificates were issued to members as they renewed their memberships, and to new members as they were enrolled.

This new Personal Accident coverage increases in value over the first three years of membership on condition that membership is continuous. The increased benefits remain in effect contingent on continued prompt renewal of membership over the years. For members with three or more years of consecutive membership, maximum coverage became effective for the current membership year upon issuance of the new insurance certificate.

The schedule of benefits in this added feature of continuous CSAA membership follows:

Payment to your beneficiary for accidental death involving an automobile is based on consecutive years of membership; first year, $500; second year, $1,000; third year and thereafter, $1,500.

Direct payments to you for other specific losses are also increased under this accumulative coverage.

Hospital benefits—$35 a week for a maximum of twelve consecutive weeks—are retained and all indemnities are subject to the standard provisions and limitations as specified in the Personal Accident Certificate.

Your membership must be continuous to make this new schedule of increased benefits effective for you; and your membership must be retained on a continuous basis to keep the increased benefits in effect. If membership is allowed to lapse, the benefits under the policy revert to the first year basis if membership is re-instated at a later date.

This accumulative plan of Personal Accident Insurance based on continuous membership was adopted by the Board of Directors, not only to provide more adequate protection, but also to accord recognition to continuous membership support.

S. V. Christierson
Salinas